Personal Finance

How to Become a Billionaire

Each year, Forbes releases its list of the 400 richest Americans. The list was particularly notable in 2006, because you had to be at least a billionaire to be included.

Debt's Ugly Secret

You've seen it on countless commercials. The next time you go shopping, you'll find plenty of pitches using it. But it tricks millions of consumers into buying things they can't afford -- and facing t

Look Twice at Credit Card Deals

Mortgage lenders may be tightening their credit standards, but based on the amount of mail I get, credit card companies aren't slowing down their efforts to gain new customers. One of card issuers' most popular enticements to sign up for new plastic involves offering low-interest balance transfers from other credit cards.

Save Thousands With a New Credit Card

Thanks to my job as a Fool writer, I receive lots of email. I hear from disgruntled readers and, well, gruntled ones. I also receive lots of press releases, many of them of little interest. But sometimes, word of useful services makes its way through the pile of messages. It happened just recently, in fact.

Whatever You Do, Avoid Mutual Funds

This is your lucky day, dear reader, because if you hadn't happened upon this article today, your life might have unraveled in a most unfortunate way. You might have ... take a moment to gasp with me here ...

Get the Best Overdraft Protection

Writing a bad check is a simple mistake that can snowball into a nightmare of bounced checks, bank fees, and angry merchants wanting to collect what you owe them. If you've ever gone through that experience, overdraft protection has an undeniable appeal.

Do You Take This Credit Risk?

It's often occurred to me that people who have had children together can't really split up completely -- at least, not until the children are grown, and perhaps not even then. They'll always be in each others' lives in some way.

3 Tips for Mutual Fund Millions

It will surprise no one that 70% of America's richest households own stocks. But did you know that 68% own funds?

Your Inner Sherlock

Let's face it: Few of us are as organized as we aspire to be. If my husband and I were to pass away tomorrow, we'd leave a small pile of unfiled financial papers, a recently updated will (score one for us), and numerous accounts with many variations of passwords, all maintained online. We do have a list of our major financial institutions and account numbers, but it was last updated in 2005, which, by my calculations, makes it ancient history.

4 Ways to Save on Your Next Home

The housing slump is hurting plenty of homeowners nationwide, but there's one group of people that's celebrating: prospective homebuyers.

Get Extra Money From Social Security

You've worked hard all your life for your Social Security benefits. The choices you make as you near retirement age can earn you and your family thousands of extra dollars in benefits.