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ELSS Mutual Funds

Thu, 25/01/2007 - 12:36 by Jyoti Pal

A Unit Linked Insurance Plan, popularly called ULIP, is a financial product that offers the twin benefits of life insurance as well as an investment. Part of the premium paid goes towards the sum assured (amount one gets in a life insurance policy) and the balance gets invested in the investments one desires, be it equity, debt or a mixture of both.

Health insurance: Don’t miss it

Thu, 25/01/2007 - 12:34 by Jyoti Pal

Health is wealth. That’s old wisdom. In todays scenario its corollary hold true. If you lose your health, your treatment can be a major drain on your resources and leave you financially crippled.

Time Shares – What You Need to Know

Tue, 02/01/2007 - 10:12 by Daisy Sarma

Introduction to Time Shares

A time share is a sales concept that enables you to buy a vacation home at an affordable price. Literally, the term can be split into ‘time’ and ‘

Understanding Gift Tax

Tue, 02/01/2007 - 10:04 by Daisy Sarma

What is Gift Tax?

When we talk of knowing more about gift tax, it is logical to start at the beginning, by answering the basic question – what is gift tax? In simple layman’s terms, gift tax is a form of tax that you pay on gifts when they exceed certain threshold levels.

Save Now. Retire Rich

Sun, 31/12/2006 - 00:12 by Gunika Khurana

Human beings have advantage over animals as they have the ability to plan and think. But most of us find it difficult to plan even for six months ahead. If six months is difficult, then how will we pl

Make your portfolio shine with gold

Fri, 29/12/2006 - 16:51 by Jyoti Pal

It is evident that gold is an asset class that you can rarely go wrong with.

Why commodity trading makes sense?

Thu, 28/12/2006 - 23:23 by Jyoti Pal

Investors intuitively know that they must spread their investments across various assets as a core investment strategy. To attain this goal, they obviously need choices beyond stocks, bonds and bank deposits.

Should You Buy or Rent?

Tue, 26/12/2006 - 14:58 by Gunika Khurana

A family intending to buy, build or to rent a house has to do considerable preliminary thinking in order to take proper decisions. The ability to recognize excellences in appearance, function, materia

A beginner’s guide to investing

Thu, 21/12/2006 - 22:38 by Jyoti Pal

When it comes to investing for the future, most people miss the boat primarily because they procrastinate. They just don’t get started due to sheer ignorance or lack of information about where and when to put the first step forward.

Friendship and Money

Thu, 21/12/2006 - 22:33 by Jyoti Pal

The easiest way to turn your friend into an enemy is to lend him money. Mark Twain aptly put it as thus, “The holy passion of friendship is so sweet and steady and loyal and enduring in nature that

Stop living paycheck to paycheck

Sun, 17/12/2006 - 21:48 by Jyoti Pal

Mismanaging money, for that matter mismanaging anything comes easy to most people. However, this mismanagement may cost us very dearly especially when it comes to money matters. More often than not, people can afford to live with a less flashy lifestyle, a less expensive mobile handset and certainly a less expensive car.