Money Matters, Simplified.

Retirement

The End of Retirement

Tired of reading about America's retirement woes? Then I have an alternative for you: Watch a TV show about them. Heck, you don't even have to move to your TV -- you can watch it on your computer, from the comfort of your own desk chair. The particular program I'm talking about is an episode of the PBS series Frontline titled "Can You Afford to Retire?"

The Automatic 401(k) vs. the IRA

Here's some good news about Americans' preparations for retirement -- they're about to get better. A new regulation just went into effect that tells companies how to enroll employees automatically in company-provided retirement accounts such as 401(k) plans.

Prepare for a Gruesome Retirement

It's time for some tough love. After all, I want you to have a comfortable retirement doing things that you enjoy and have always desired. That may mean dining in fine restaurants, traveling to the Galapagos Islands to see blue-footed boobies, or taking your grandchildren to Hershey, Pa., to eat chocolate to their hearts' content -- then coming home from these activities to your spiffy retirement community.

The Best Stock to Own

Do you have a very best stock? A stock that brings you closer to retirement year in and year out? One like Kraft , formerly American Dairy Products, which -- as tracked back by Dr. Jeremy Siegel -- turned $1,000 into more than $2 million over 53 years with dividend reinvestment? In terms of returns, Kraft has quite literally been the very best stock of the past half-century.

Don't Let Bad Math Ruin Your Retirement

Congratulations -- you're a stock market genius! During a lifetime of smart investments, you scraped and saved your way to a portfolio worth more than $1 million.

2 More Years for a Better Retirement

When I've written before about our collective need to save more for retirement, I've often cited my favorite retirement resource: our Rule Your Retirement newsletter service. In its pages, Robert Brokamp has explained that in order to make your nest egg last, you should conservatively plan to withdraw about 4% of it per year in retirement for living expenses. If you end up with a $1 million nest egg upon retirement, you'd withdraw $40,000 in the first year to live on.

Beat This Retirement Killer

There's an invisible force eating away at your retirement every day. You curse its evil ways every time you grouse, "Back in my day, you could buy popcorn at the movies for a dollar." Don't blame global warming, or nuclear proliferation, or even the paparazzi. Blame inflation.

Time Is on Your Side

Success stories are regular features of our Motley Fool Rule Your Retirement newsletter service, where we share profiles of people who have become financially independent. One of the most remarkable stories we've come across is that of Billy and Akaisha Kaderli. At age 38, they left their fast-track lives and started traveling the world. We caught up with Billy and Akaisha in Lampang, Thailand. Here, Akaisha speaks to those in their 30s who want to make the most of an early start on financial freedom.

Ease Into Retirement

For some people, retirement is a long-awaited respite from a job they never liked. For others, it's the chance to do all those things they never seemed to have time for earlier in life. No matter what plans you have for your retirement, it's easy to think of it in very dramatic terms: One day you're working full-time, and the next you're retired and not doing a thing.

Retire the Way You Want

Back in 2003, I gave Joe a fond farewell at his retirement party. We talked about his travel plans and his well-considered retirement investments. I knew Joe had invested wisely and that he was careful with his money. So I was later surprised to see him back at work.

The Cost of Working

As you contribute every month to your 401(k), you've probably asked yourself, "Do I have enough to retire?" But perhaps you should be asking, "How much am I paying to work?" After all, maintaining a career -- and the lifestyle that often accompanies it -- isn't free.

Get Ready to Retire

Investing for retirement is like going on a long road trip. At first, it seems like you're not making any progress at all. But once you get going, the miles fly by. When you get where you're going, it feels strange to no longer be flying down the highway at top speed.