Money Matters, Simplified.

Retirement

Stop Worrying and Do Something

One day, I hope I'll read a survey stating that 98% of women are on track for comfortable retirements, that 87% of them own their own homes, that only 1.3% of them carry sizable credit card debt, and that the majority of them are investing effectively via the stock market.

Insure a Great Retirement

You can't plan for everything. But with some foresight, you can plan for the important things in life.

The basics of retirement planning are pretty simple. Put aside part of everything you earn, and then invest it. If you save enough and invest well, by the time you're ready to retire, you should have enough to live without the income from your job.

Prepare to Un-Retire

If you're imagining that once you wave goodbye to your pointy-headed boss and head off into the sunset, you'll live out the rest of your life in blissful retirement, think again. That's not how it's working for many people. It turns out that many people are returning to the workforce after retiring -- some by choice, some not. Heck, even a 67-year-old woman in Spain recently gave birth to twins: Our 60s are not turning out to be like our parents' 60s.

Two More Years for a Better Retirement

When I've written before about our collective need to save more for retirement, I've often cited my favorite retirement resource: our Rule Your Retirement newsletter service. In its pages, Robert Brokamp has explained that in order to make your nest egg last, you should conservatively plan to withdraw about 4% of it per year in retirement for living expenses. If you end up with a $1 million nest egg upon retirement, you'd withdraw $40,000 in the first year to live on.

3 Ways to Save Your Retirement

By Adam J. Wiederman

There are only three simple steps standing between you and the retirement of your dreams.

Surprisingly, they don't involve overpriced financial planners or equations with Greek letters -- they won't even cause you to break a sweat!

Is Retirement Dead?

Endless vacations. Time to do all those things you've put off doing during your career. With the modern working life full of constant pressure and stress, retirement gives many people a final chance to live their lives the way they've always wanted.

Why You'll Have a Worry-Free Retirement

According to a recent study by Towers Perrin reported in The Wall Street Journal, "The pension plans of Fortune 100 companies ended 2006 with 102.4% of the assets needed to pay pensions indefinitely." That's right ...