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4 Ways to Ruin Your Retirement

Wed, 03/10/2007 - 09:43 by Rich Smith
Road to Ruin No. 1: Trust Uncle Sam.
 If you want to be certain you'll spend your golden years dining on Ramen noodles and white bread, put your faith in Social Security. Sure, studies show that the institution can meet its obligations in full through 2042 (or 2052, according to the Congressional Budget Office). But that's still not good enough.

Prepare for a Gruesome Retirement

Sun, 30/09/2007 - 15:38 by Selena Maranjian
It's time for some tough love. After all, I want you to have a comfortable retirement doing things that you enjoy and have always desired. That may mean dining in fine restaurants, traveling to the Galapagos Islands to see blue-footed boobies, or taking your grandchildren to Hershey, Pa., to eat chocolate to their hearts' content -- then coming home from these activities to your spiffy retirement community.

Don't Lose Your Life Savings

Sat, 22/09/2007 - 08:25 by Dan Caplinger

After a lifetime of hard work, seniors should be able to sit back and enjoy their retirements comfortably. But con artists and disreputable professionals have singled out the elderly as targets for scams and fraud.

Retirement Ripoff

Tue, 18/09/2007 - 07:42 by Dan Caplinger
It's hard enough to save for retirement without having your employer working against you. But if your employer doesn't give you good investment choices in your 401(k), you'll find it even more difficult to reach your goals.

The Most Important Decade for Your Retirement

Sat, 15/09/2007 - 11:03 by Motley Fool

By Chuck Saletta

Time and money are the two critical components of any retirement investing strategy. If you make the best use of both by saving early and often for your future, the odds are you'll do just fine.

Reduce Your Retirement Risk

Tue, 11/09/2007 - 08:11 by Dan Caplinger
Sometimes, you have to embrace risk in order to reach your goals. When you can eliminate risk and still get where you want to go, however, you have the best of both worlds.

Add Horsepower to Your Retirement

Sat, 08/09/2007 - 13:47 by Rich Duprey

Uh-oh! You just realized you have a retirement to plan for, and you haven't done anything about it yet. Time to get on the horse and start ridin'!

Fortunately, you have a lot of options available to keep you from eating dog food in your retirement years. Knowing what to do first, however, is often the biggest challenge.

Why You'll Have a Worry-Free Retirement

Sat, 08/09/2007 - 13:05 by Tim Hanson
According to a recent study by Towers Perrin reported in The Wall Street Journal, "The pension plans of Fortune 100 companies ended 2006 with 102.4% of the assets needed to pay pensions indefinitely." That's right ... indefinitely.

The Sleepwalking Millionaire

Fri, 07/09/2007 - 08:24 by Shannon Zimmerman
A million dollars seems like a lot of money because, well, it is a lot of money. Thing is, racking up that sum isn't nearly as difficult as most folks imagine. Indeed, after putting just a few sound financial principles into action, you can basically sleepwalk your way to financial independence. Here's a two-step plan (pun intended) for doing just that.

I Bonds for Retirement?

Fri, 07/09/2007 - 08:14 by Dan Caplinger

Savings bonds have given small investors a way to save for generations. But lately, returns on savings bonds just haven't kept up with other investments.

Not so long ago, savings bonds were hard to beat. From 2000 to 2002, when the stock market was in the doldrums and short-term interest rates bottomed out at 1%, Series I savings bonds -- also known as I bonds -- were leaving their competitors in the dust.