Investing

Kiss Those Big Fat Yields Goodbye

Investors are somewhat relieved after last month's Fed cut in the discount rate. They know that the Fed's got their back, willing to cut rates if the economy begins to buckle as long as inflation fails to see its shadow. Money market savers aren't as lucky. Lower interest rates ultimately translate into lower yields on interest-bearing accounts.

Wealth Defense: Big-Ticket Bargaining

Do you know a born haggler, someone who still remembers how she resurrected her high school French to negotiate a 250-dong discount on tee shirts in Vietnam a decade ago? That's not me. Enterprising souvenir hawkers can smell my fear of negotiating from miles away. Yet even I have run across the chance to bargain -- and in places I'd never have suspected.

Choose Wisely or You Could Be Out Millions

By Adam J. Wiederman

It's hard to deny. Watching your retirement savings ride the market's roller coaster ignites more fear than discovering that your mother-in-law is "stopping by" for the next two weeks.

Fortunately, like your mother-in-law's visits, these ups and downs are temporary. They're also insignificant.

Best. Investments. Ever.

Quick: What's the investment vehicle of choice for more than 90 million Americans?

If you said "mutual funds," give yourself a gold star and head to the front of the cubicle.

Here's another quick one: Are funds so popular because, to pick up on our headline, they're the best investment vehicles ever?

Hedge Funds Are Here to Stay

It's amazing to me to think back to the excitement that preceded the IPO of Fortress Investment Group (NYSE: FIG). The anticipation of a "true" alternative asset manager coming to market was such that after the offering was priced at $18.50 per share, it was bid up to $35 before retail investors could get their hands on shares. Although it didn't inspire quite the same frenzy, some of the momentum from that offering carried over to the IPO of Blackstone (NYSE: BX), another alternative asset manager.

Love and Credit Don't Mix

There's no arguing that, financially, twosomes have a leg up on their single competition. Couples get price breaks on insurance premiums, save money by splitting the cable and electric bills, and have built-in justification for buying the family-sized bag of chips. Scoring the best interest rates on big loans (to buy homes and cars) is more of a snap, too, since dynamic duos have two credit scores from which to choose.

Happiness Is ... a Portfolio Like This

What makes the perfect portfolio? Well, maybe the following stocks:

Amgen (Nasdaq: AMGN)Anheuser-Busch (NYSE: BUD)Home Depot (NYSE: HD)Walgreen (NYSE: WAG)Disney (NYSE: DIS)FedEx (NYSE: FDX)

The Stocks to Buy in 2007

You've got money, you've resolved to make this a banner investing year, and with prices coming down in the past few weeks, you're champing at the bit to buy.Patience.