Money Matters

Love and Credit Don't Mix

There's no arguing that, financially, twosomes have a leg up on their single competition.

Couples get price breaks on insurance premiums, save money by splitting the cable and electric bills, and have built-in justification for buying the family-sized bag of chips. Scoring the best interest rates on big loans (to buy homes and cars) is more of a snap, too, since dynamic duos have two credit scores from which to choose.

3 Ways to Yield Wealth From Dividends

Sorry to disappoint you, Fools: However much you may imagine it, dividend checks don't make a ka-ching sound when they land in your account. There's no jackpot siren or shower of rainbow confetti, either.

This Mistake Could Cost You a Fortune

By Austin Edwards:

Three great things happened in 2007:

Transocean returned 78%.My shares of Freeport-McMoRan returned 89%.Oklahoma knocked off then No. 1-ranked Missouri in the Big 12 championship game.

Is It Safe to Invest Yet?

The debt market is a shambles. Bear Stearns (NYSE: BSC), despite its size, went belly-up in a matter of days, and its collapse triggered a buyout by JPMorgan Chase (NYSE: JPM) that was brokered by the Federal Reserve. But Bear Stearns is only the latest casualty.

What Are You Waiting For?

By Jim Mueller:

Have you ever run across an example like this? "If you had invested $10,000 into company XYZ back then, you would have X today." Of course, X is always a large number, like $500,000 or $1 million.

Whatever You Do, Avoid Mutual Funds

This is your red-letter day, dear reader. If you hadn't happened on this article, your life might have unraveled in a most unfortunate way. You might have -- gasp! -- invested in mutual funds!

Is Online Banking Safe?

While seated in the comfort of your bedroom or office, a few mouse-clicks on the laptop work wonder now-a-days. You can check your account balance, your account usage, transfer cash, or just pay for your utilities like electricity, telephone bills or insurance premiums without standing in the long queues, it’s all possible by netbanking or online banking.

Secrets for Aspiring Millionaires

You don’t need a family pedigree, an advanced degree or a fancy job title to become rich. To make your financial dreams come true, follow these simple rules derived from the people who’ve banked their first million;

Downsize Your Debt Into Installment Loans

Millions of Americans are struggling today due to overwhelming debt.
This struggle entails trying to keep up with 20 or more different payments every month. Consolidating and downsizing their debt into installment loans could be the answer that they are looking for to regain financial peace in their lives.

Most people think that if they keep paying what they can afford, the debts will eventually be paid off. Due to tremendous interest rates, sometimes this is not the case and therefore, the need to find another avenue arises. If you only pay partial payments, or skip payments, the debts do not get paid down, and they may increase. What is truly needed at this point is a way to downsize your debt into installment loans. By doing so, you will only have one payment to budget in to your finances, and this payment is commonly more efficient with a noticeable impact on the value of your debt.

Stop Bickering Over Money

Couples tend to fight over issues like kids education, furniture, vacation destination, venue for dinner, shopping et al. More often than not, the underlying moot point is money. The fight can become prolonged and fierce especially if the spender and the saver don't see eye to eye.

Make Yourself Save

Saving money is indeed very very difficult. It is trivial whether you have a low paying job or make over a hundred thousand dollars a year. The matter of saving is indeed tricky. One tends to spend more as one earns more. This is why they say, “A dollar saved is a dollar earned?”

Get Rid Of Debt Systematically

Nowadays, with banks and other financial institutions offering personal and other loans with the minimum of fuss, it is rather tempting to borrow and fulfill ones needs and desires. But be warned, servicing the debt may not be as easy as spending the borrowed money.