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monetary compensation http://www.themoneytimes.com/taxonomy/term/81975/all/feed en Got a Job Offer? Consider These Points Before Accepting It http://www.themoneytimes.com/featured/20110124/got-job-offer-consider-these-points-accepting-it-id-101701709221.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>It is never wise to accept a job based exclusively on salary offered. If you do, you might soon come to regret it.</p> </div> </div> </div> <div class="field field-type-text field-field-lead"> <div class="field-label">lead:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p>A job contract should be a mutually beneficial deal between your employer and you. Therefore, always pause to consider the various aspects of a job before you actually accept an employment offer.</p> </div> </div> </div> <p>Here is a list of things you should consider before you say yes to a prospective employer.</p> <p><strong>1. Monetary Compensation</strong><br /> We work to make a living. Therefore, your job should cover all your basic financial obligations. </p> <p>It does not pay enough and you still want to consider it? In this case, you need to be sure that the job will act as a stepping stone to something better in the future. That it will add value to your resume.</p> <p>Consider things like the overtime pay and salary review policy followed by the company as well.</p> <p><strong>2. Additional Benefits</strong></p> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/Job-Interview-3-thejobexplorer.com_5_0.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="134" /> </div> </div> </div> <div class="field field-type-text field-field-box"> <div class="field-items"> <div class="field-item odd"> <p><strong>Are You Paid Enough?</strong><br /> If you are being paid enough, your salary should comfortably take care of the following.</p> <p><strong>-</strong>Your bills. The salary you earn should be able to cover your electricity, phone, internet, grocery and other bills. It should also cover your gym and recreational club membership payments.</p> <p><strong>-</strong>Mortgages. You should be making enough to cover your credit card debt, home mortgage payments, loan payments and car installments.</p> <p><strong>-</strong>Entertainment. If you are being paid enough you should be able to eat out, go to the movies and plan small family holidays occasionally without putting yourself in financial jeopardy.</p> <p><strong>-</strong>Insurance. Your job should bring in enough to cover health and life insurance.</p> <p><strong>-</strong>Gifts. Your job should allow you to buy little gifts for yourself and your loved ones a couple of times in a year without your purse feeling the pinch.</p> <p><strong>-</strong>Retirement and emergency. You are being paid well if after doing all these, you can still find some money to stash away in your retirement and emergency funds.</p> <p>If you cannot afford to do these things consider looking for a new job. Also think about taking up a part time gig to complement your income, asking for a salary raise at your current job, drastically trimming down unnecessary household expenses and setting up an appointment with an investment counselor.</p> </div> </div> </div> <div class="field field-type-text field-field-imagecaption"> <div class="field-label">imagecaption:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p>Choose to work for a company that will help achieve your long term career goals.</p> </div> </div> </div> <p><a href="http://www.themoneytimes.com/featured/20110124/got-job-offer-consider-these-points-accepting-it-id-101701709221.html" target="_blank">read more</a></p> http://www.themoneytimes.com/featured/20110124/got-job-offer-consider-these-points-accepting-it-id-101701709221.html#comments buying gifts Education/Careers job offer monetary compensation Mortgages new job retirement funds salary salary review policy Top Story United States utility bills Mon, 24 Jan 2011 16:37:52 +0000 Sandhya Joseph 1701709221 at http://www.themoneytimes.com