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Top Story http://www.themoneytimes.com/taxonomy/term/3854/all/feed en Apple's new headquarters to be ‘spaceship-shaped’ http://www.themoneytimes.com/featured/20131012/apples-new-headquarters-be-spaceship-shaped-id-1701713641.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Apple has hitherto been known for its immensely popular innovative gadgets. It may soon be well known for its spectacular novel headquarters.</p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/Apple%27s%20new%20headquarters%20to%20be%20%E2%80%98spaceship-shaped%E2%80%99.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="97" /> </div> </div> </div> <p>The plan for the iconic iPhone manufacturer’s proposed new spaceship-shaped headquarters will be presented before the City Council Tuesday to get the initial go-ahead.</p> <p>Imagine this; 175-acres of land with a circular ring of polished glass. Nothing more, nothing less; 80 percent of the area is open space.<br /> That’s where thousands of Apple’s employees will be placed in the future.</p> <p><strong>Green building</strong><br /> "You see the energy and the love and the attention to detail that we''ve put into this,” Peter Oppenheimer, Apple’s chief financial officer said.</p> <p>"We have treated this project just as we would any Apple product. And this will be a place for the most creative and collaborative teams in the industry to innovate for decades to come,'''' he added. </p> <p>The architectural design is indeed jaw-dropping. It has been designed by none other than Sir Norman Foster and team.</p> <p>The state-of-the-art building will be famous for, among other things, its stellar environmental standards. </p> <p>The building boasts of ventilated space with radiant cooling that requires no air-conditioning for major part of the year; The LED lighting and smart-control systems have been designed taking into consideration the microclimate conditions of the site. Hordes of fruit, oak and olive trees and other plantations will grace the site.</p> <p>To sum it all, the building will use “30 percent less energy than a typical corporate building in the Valley.”</p> <p><strong>Will boost collaboration</strong><br /> With a tax-revenue windfall promised for Cupertino Apple promises to manufacture a real-estate masterpiece in the heart of Silicon Valley.</p> <p>Sources familiar with the matter reveal that the proposed building was a dream project of the legend, late Steve Jobs.</p> <p>The concept behind the building is collaboration and fluidity. Apple’s management is of the opinion that rectangular, square or long buildings with multiple stories hamper teamwork.</p> <p>“It''ll provide a very open-spaced system, so that at one point in the day you may be in offices on one side of the circle and find yourself on the other side later that day,'''' Oppenheimer said of the building. </p> <p>Originally published on 12-10-2013.</p> <div class="field field-type-text field-field-imagecaption"> <div class="field-items"> <div class="field-item odd"> <p>Apple Inc. will soon have a new innovative, spaceship-shaped headquarters.</p> </div> </div> </div> Apple building Apple headquarters Business Business new spaceship-shaped headquarters Technology Technology The Money Times newsletter Top Story United States Sun, 19 Apr 2015 10:19:57 +0000 Jamie Anderson 1701713641 at http://www.themoneytimes.com Astonishing! California Driver served ticket! No Google Glass while driving http://www.themoneytimes.com/featured/20140304/astonishing-california-driver-served-ticket-no-google-glass-while-driving-id-17017 <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Careful, my friends please do not wear eyewear resembling the <a href="http://themoneytimes.com/taxonomy/term/94345">Google Glass</a> as you drive along! Tuesday night witnessed a 44-year-old lady, charged with a ticket as she drove along wearing “<a href="http://themoneytimes.com/featured/20130826/gadget-newsget-tangerine-colorful-fashionable-and-tech-savvy-google-glass-id-17017">Google Glass</a>”.</p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/g.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="135" /> </div> </div> </div> <p><strong>No Google Glass while driving?</strong></p> <p>Well, folks you better check on the legalities of driving while wearing the wearable computer-<a href="http://themoneytimes.com/featured/20130802/google-allows-selected-us-glass-owners-invite-friends-buy-device-id-1701713425.htm">Google Glass</a>. It still hasn’t completed its foray into the consumer market and it is already in the news for all the wrong reasons.</p> <p><strong>Abadie in a soup</strong></p> <p>In San Diego country, on a very busy freeway, 44-year-old, Cecilia Abadie, got a ticket for speeding when she was stopped midway on the Interstate 15 by a Highway patrol Officer in California. Cecilia lives in Temecula and is employed at a golf supplies store in San Diego.</p> <p>The internet savvy Abadie quickly reached out to the online public and posted a note"A cop just stopped me and gave me a ticket for wearing Google Glass while driving! ... Is <a href="http://themoneytimes.com/featured/20130723/google-delves-deeper-google-glass-grabs-63-himax-id-1701713376.html">Google Glass</a> illegal while driving or is this cop wrong??? Any legal advice is appreciated."</p> <p>According to the CHP’s statement given on Wedenesday , the ticket was served because Abadie had violated the California Vehicle Code 27602 that specifies that it is illegal to "drive a motor vehicle if a television receiver, a video monitor, or a television or video screen, or any other means of visually displaying a television broadcast or video signal that produces entertainment or business applications is operating and is located in the motor vehicle at a point forward of the back of the driver''s seat, or is operating and the monitor, screen, or display is visible to the driver while driving the motor vehicle."</p> <p><strong>The authorities say</strong></p> <p>The CHP officials feel that Abadie’s ticket may be the first of its kind that involved <a href="http://themoneytimes.com/featured/20130509/google-glass-celebrates-first-software-update-id-1701713174.html">Google Glass</a>.</p> <p>At this, Google was forced to clarify the stance and the authorities said that they considered driving as paramount and the Google Glass was just to keep the wearer have a make contact with the world. It was certainly not meant to distract the driver from the important task at hand.</p> <p>No directive has been issued to the patrolling officers regarding the <a href="http://themoneytimes.com/featured/20130503/winky-google-glasss-new-android-app-takes-snaps-you-wink-id-1701713161.html">Google Glass</a> but according to CHP spokesman Jake Sanchez, in the San Diego office, careful driving on the streets is a must. He gave his viewpoint on the issue stating "Anything that takes your attention away from driving -- putting on makeup, eating food, talking to a passenger, watching a video, talking on the phone -- is dangerous.”</p> <p>He also felt that it was the decision of the individual officer whether the driver needs to be charged with distracted driving and offered a ticket."It''s every officer''s own judgment on whether the law has been violated," Sanchez said.</p> <p>Well, the internet post by Abadie had collected about 200 comments out of which many insist that she needs to take a stand in the Courts</p> <p>"Please please please, fight this in court. We need to get a ruling on this," read a post.</p> <p>Speculating whether the judge is a “technology lover” Abadie states, "It''s all in how a judge will interpret it and I suspect their love or hate and understanding of the technology might help or the opposite.”</p> <p>Originally published on 2013-10-31.</p> Cecilia Abadie Distracted driving eyewear-mounted computer Gadgets google Glass Google Glass Technology Handhelds Technology Technology The Money Times newsletter Top Story United States Tue, 04 Mar 2014 12:41:56 +0000 Minnie Mahendru 1701713684 at http://www.themoneytimes.com NASA’s 3D Printer Launch into Space Expected in 2014 http://www.themoneytimes.com/featured/20140223/nasa%E2%80%99s-3d-printer-launch-space-expected-2014-id-1701713612.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>NASA’s 3D printer is receiving finishing touches and is almost ready to be shuttled out to the space.</p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/3d.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="118" /> </div> </div> </div> <p>Next year in fall, NASA would be launching a 3D printer into space. For this, NASA has picked one out of a number of machines ranging from $300 desktop models to $500,000 warehouse builders. </p> <p>The venture is being dubbed as a great achievement for the agency as it would free astronauts from carrying every tool, spare part, or anything that may be required on space. </p> <p>The printer would craft objects by protruding layer over layer of plastic made from the long strands enveloped around large spools. These spools would substitute for scores of extra instruments and hardware in the upcoming mission. However, the mission is only a demonstration of printing.</p> <p>The machines were initially developed to be used on Earth or confront the space challenges such as problems of launch or pressure of functioning in the orbit. This encapsulates issues like microgravity, different air pressures, extreme temperatures and limited power. So, the basic purpose of 3D printers was to tone down such problems.</p> <p>NASA had hired Silicon Valley startup Made In Space to construct something that would not be hackneyed. According to the director of engineering at Nasa''''s Ames Research Center at Moffett Field, about 35 miles south of San Francisco, "If you want to be adaptable, you have to be able to design and manufacture on the fly, and that''''s where 3D printing in space comes in.”</p> <p>According to Aaron Kemmer, CEO of Made in Space, "Imagine an astronaut needing to make a life-or-death repair on the International Space Station. Rather than hoping that the necessary parts and tools are on the station already, what if the parts could be 3-D printed when they needed them?"</p> <p>Fleshing out the details, the engineers at NASA have been 3D printing miniature satellites that would be shuttled out of the International Space Station. </p> <p>3-D printer’s inventor Andrew Filo, who is consulting with NASA on the project, has said, "Any time we realize we can 3D print something in space, it''''s like Christmas. You can get rid of concepts like rationing, scarce or irreplaceable.”</p> <p>Though the mission is initially a demonstration of printing, finally it would have to capture gasses moving out from the extruded plastics, print their own parts for self-repairs and recycle printed products.</p> <p>Originally Published on 2013-09-30. </p> 3-D Printers Andrew Filo Gadgets International Space Station NASA News NASA Project Space News Technology Technology Top Story United States Sun, 23 Feb 2014 06:56:42 +0000 Neha Dutt 1701713612 at http://www.themoneytimes.com Repercussions: Did you file IT Returns? http://www.themoneytimes.com/featured/20140222/repercussions-did-you-file-it-returns.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p><i> There are a number of penalties for not filling IT returns on time. Here is a glimpse of the sections that govern the penalties for not timely filling the income tax returns. </i></p> </div> </div> </div> <p>All those who''ve not filed IT returns may now have to go through numerous penalties and consequences as categorized under a number of sections. Here is an overview of what can be done. </p> <p><strong>Section 234A </strong></p> <p>According to section 234A in the Income Tax Act, if a person does not file IT returns till July 31 he has to pay an interest of one percent per month. For example, if a person has to file a tax of 10000 the he would be receiving an interest of three percent on it. So, in this case after three months, the interest would be three thousand. </p> <p><strong>What is the Interest under Section of 234B?</strong></p> <p>If a person has not paid tax on or before March 31 and the tax liability crosses Rs. 10,000 in the financial year then every month one percent interest would be charged from the person. </p> <p><strong>Section 234C</strong></p> <p>If a person does not fill Income tax returns on time, additional interest is levied on him under section 243C. </p> <p><strong>What happens if you’ve not filed tax returns for a complete financial year?</strong></p> <p>In such a case a person has to pay a discretionary penalty of Rs. 5,000. This implies that if a person has not filed tax returns in the last assessment year, then a person can file the returns without any penalty in the current assessment year. But in case a person does not file the tax return in current assessment year as well, then he has a lot to forego. This encapsulates a penalty of 5,000 and also per month one percent interest. </p> <p><strong>What about Capital Loss?</strong></p> <p>In case of capital loss, it is significant to file it before July 31 of the assessment year. Capital losses are not permitted to carry forward until the returns are not filed on time. If the person files the returns late, he can still perpetuate with the selling of property, house or land. </p> <p><strong> Rectification through Revised Filings</strong></p> <p>If there are any loopholes while filing of income tax returns, those can be rectified by filling revised returns. </p> <p>Experts’ advice; one must prevent from falling into enigmatic penalties and tribulations. It’s always good to file income tax returns on time. </p> <p>originally Published on 2013-08-06.</p> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/income1.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="135" /> </div> </div> </div> India IT Returns People Personal Finance Section 234A Section 234B Section 234C Top Story Sat, 22 Feb 2014 10:34:09 +0000 Neha Dutt 1701713442 at http://www.themoneytimes.com Lift Heavy Objects With Smart Phone Controlled Smart Lifting Device http://www.themoneytimes.com/featured/20140222/lift-heavy-objects-smart-phone-controlled-smart-lifting-device-id-1701713758.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>The latest lifting device that is controlled by smartphone has the ability to lift heavy items, which can weight about 23 kgs just at the press of a button. The myLifter device is developed in the United States and can be controlled easily by installing an app on your smartphone. The device, though small in stature, can lift heavy weighing objects with great ease. </p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/mttt.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="109" /> </div> </div> </div> <p>The unit of myLifter is slightly bigger than the fist of an adult and has a weight of about 1 kg. This makes it easy for the person to handle it easily and install it effectively. A Provo, Utah researchers'' team developed this innovative myLifter device. This device can be highly useful to lift and store an array of heavy objects such as bicycles, cargo boxes etc., says the description about this device placed at the website of Kickstarter. </p> <p>Another added benefit of using this myLifter device is that you can use it to raise bigger things such as the hardtop of a jeep or a storage platform. This is because the device can be synchronized using the smartphone app and can keep it under control with the touch of a button. If one cannot afford to use the smartphones or tablets to control this device, they can enjoy the same control with the help of a remote control. </p> <p>This remote option is also a great choice, as it will allow one to pair it with many dozens of myLifter devices, provide them each with a name and then enjoy full control of these devices. </p> <p>Each myLifter device includes a new built in feature called “smartLIFT”. It allows the user to programme it by presetting the high and low point for each item that one needs the device to lift or lower it. As soon as the high points and low points are set, one needs to just press the smart lift option and the smart lower button present in the device and it would automatically place the item at the desired places at the desired heights. For extra heavy objects, one can also buy hooks, hardware and straps to make the most out of the device. </p> <p>Originally Published on 2013-12-18.</p> app on smartphone Gadgets Gadgets Handhelds lift heavy items myLifter device Smart Lifting Device smart phone smartphone app Technology Technology Top Story United States Sat, 22 Feb 2014 05:38:49 +0000 dhivya 1701713758 at http://www.themoneytimes.com I’ve Lost My Property documents. What to do? http://www.themoneytimes.com/featured/20140209/i%E2%80%99ve-lost-my-property-documents-what-do-id-1701713458.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Steps to follow if you''ve misplaced property documents.</p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/propertydoc.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="165" /> </div> </div> </div> <p>Have you lost your property documents? There is no need to panic but surely there is a way to tread on now. At times, when a property deal is at the verge of happening, a person encounters the fact that his documents are lost. Oh! That’s sad because they are really important. Sometimes banker is responsible for misplacing them and at times the owner himself. </p> <p>It is an issue that demands a strict response from the owner’s side. If your banker carries the onus of misplacing them, endeavour to clarify matters and take an action accordingly. The matter is serious and the demand is to immediately respond to the situation. In such a case, you can claim from the bank. </p> <p>When you have already lost them, then the first thing is to issue duplicate property papers. Getting a property deal completed without papers is an uphill task. Besides, the person must be aware of the first place to approach and the opportunities available on the table. </p> <p><strong> First Step: File a Police Complaint </strong></p> <p>Ok! File a police complaint, FIR, immediately when the head gets to know about the misplaced documents. It is significant to file FIR for property documents either misplaced by you or by your bank. You can even take the copy of FIR and show it to the person during the time of sale. This manoeuvre can calm down matters and your deal as well. </p> <p><strong> Second Step: Advertisement </strong></p> <p>So, next in line is to get an advertisement published about the missing documents. In this case, get it published in any English Daily and a regional newspaper. It’s prudent to wait for at least 15 days in case someone finds them. </p> <p><strong> Third Step: File an Application for Share Certificate </strong></p> <p>After the first two steps are done and second step turns out to be futile, it’s time to file an application for share certificate from the society. Then a meeting is carried by the authorized Resident Welfare Association (RWA). Authenticity of your FIR is scrutinized by the housing society and the fee is charged accordingly. Eventually, a share certificate is issued by the society. Besides, asking for an NOC is a wise decision as it is a helping hand in future.</p> <p><strong> Fourth Step: Register with the notary </strong></p> <p>It’s advised that the information about the missing documents must be written on stamp paper. Along with this, also clutch the advertisement and police FIR. They must be attested and registered by the authorities concerned.</p> <p><strong> Fifth Step: Replica of Sale Deed </strong> </p> <p>Eventually get the replica of the property’s sale deed issued. Here, one has to submit police complaint number, share certificate, text and advertisement. All these records will be placed in the office and after signing them with the notary they will issue a duplicate copy of sale deed. </p> <p>Originally published on 09-08-2013.</p> Duplicate sale deed FIR India Missing of property documents Personal Finance Tips Top Story Sun, 09 Feb 2014 14:25:09 +0000 Neha Dutt 1701713458 at http://www.themoneytimes.com The 10 worst ATM card PINs, is yours one? http://www.themoneytimes.com/featured/20140203/10-worst-atm-card-pins-yours-one-id-1701713433.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Given that most security breaches and frauds are due to weak passwords, you would think that people realize the importance of personalized PIN and be more creative.</p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/the-20-worst-pins-is-your-atm-code-this-easy-to-crack--e7209cd82b.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="101" /> </div> </div> </div> <p>Though people are encouraged to select secure, strong passwords, a new study by DataGenetics found that average users continue to opt for the same, consistent, weak, easy to guess ones for their debit and credit cards, placing themselves at risk from fraud and identity theft.</p> <p>The analysis found nearly 27 percent Americans use the least safe PIN numbers on ATM cards.</p> <p><strong>List of worst passwords</strong><br /> Nick Berry, a former rocket scientist and the president of Data Genetics, compiled a list of the worst passwords after examining 3.4 million PINs and published the results on a blog post.</p> <p>Given that you can't get access to PIN number databases is not possible, the researchers made the list from stolen passwords posted online by hackers.</p> <p>The study identified '1234' as the number one default password used by nearly 11 percent cardholders as ATM PIN making it the worst and most insecure in the collection posted.</p> <p>The second most popular was 1111 used by more than six percent people in the nation. Others in the top 10 included 0000, 1212, 7777, 1004, 2000, 4444, 2222 and 6969.</p> <p>According to experts, there are 10,000 possible four digits combinations for ATM PIN’s but 50 percent use the 426 most popular codes. Weak passwords are an open invitation for hackers and they can easily unlock cash by just repeatedly trying common passwords.</p> <p>Among the absurdly easy to guess four digit numbers that hackers can crack were those starting with 19 (the century today's adults were born in). </p> <p>Personalized PIN 1004 at number six on the list came as a surprise, but experts theorize it may be popular with Korean users — because in Korean, the number sounds like the word for "angel." The least-used four-digit PIN code was 8068, which showed up just 25 times in list.</p> <p>Originally published on 2013-08-05.</p> <div class="field field-type-text field-field-imagecaption"> <div class="field-items"> <div class="field-item odd"> <p>Weak passwords are an open invitation for hackers and they can easily unlock cash by just repeatedly trying common passwords.</p> </div> </div> </div> 10 worst ATM card PINs 1234 worst PIN database DataGenetics list from 3.4 million People Personal Finance study Technology Top Story United States Mon, 03 Feb 2014 06:02:51 +0000 Neka Sehgal 1701713433 at http://www.themoneytimes.com Google glass users can now wink to take snaps! http://www.themoneytimes.com/featured/20140129/google-glass-users-can-now-wink-take-snaps-id-1701713761.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Google marks the closing of 2013 with massive updates on its Google glass. The updates for December on <a href="http://www.pinterest.com/themoneytimes/google-glass-news/">Google glass</a> has spread a smile on its users face as it announced this Tuesday that they can take photos with this edgy internet linked eyewear by just winking. </p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/Google-Glass.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="101" /> </div> </div> </div> <p>The latest feature that looks highly promising as it can set aside all the privacy concerns that were centring on the high tech gadget. On the social network page of Google+, the post by <a href="http://www.themoneytimes.com/node/1701713034">Google Glass</a> stated that they have introduced a new setting that allows the users to capture those lovely moments that they think would be a memorable one with just a simple wink of the eye. </p> <p>The message also stated that Google has began with pictures and are thinking about what else can be made possible with this high end eyewear. Notions also state that the wearers of Google glass can pay for a ride in a cab after winking at the meter or pay the bills while shopping after winking at the bill. </p> <p>The updates from Google also let users of the Google glass to lock their eyewear so that they need not to be worried about someone else using their eyewear. A person would be able to use it only when they know the right kind of swipes and taps combo. A glassware code that powered the eyewear was modified significantly to help users to upload videos directly on the YouTube, the video sharing site owned by Google. </p> <p>Google also said that it has developed the Google glass with an aim to help people look up and enjoy the experience around them without being bowled over by the sweeping technology. This high tech gadget lets users to click pictures, record videos, send messages, use touch controls to perform other tasks and to issue commands by speaking. </p> <p>The eyeglass also has the ability to connect to the internet with the help of WiFi hotspots or through the wireless tethers via mobile phones. Social media giants like Facebook and Twitter have tailored the Google application that has been made available for those developers and explorers who have shelled out $1500 to grab the eye wear. </p> <p>This story was originally published on 2013-12-19.</p> Gadgets Gadgets Google google Glass Google Glassware India photos snaps software updates Technology Top Story wink Wed, 29 Jan 2014 07:11:45 +0000 dhivya 1701713761 at http://www.themoneytimes.com China would launch space station by 2023 http://www.themoneytimes.com/featured/20140126/china-would-launch-space-station-2023-id-1701713609.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>China has another achievement to talk about and this would be available for the world to witness within a decade. </p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/china_15.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="135" /> </div> </div> </div> <p>The news is that China would launch a space station by 2023. This was announced in IAC (International Astronautical Federation) meeting where China’s female astronauts; Liu Yang and Wang Yaping were also present.<br /> The announcement explained that the space station would be supporting six crew members on the short-term missions, and in case of long-term, three crew members would be supported. </p> <p>The space station consists of three capsules encapsulating a core module fixed to two laboratories and also a cargo vessel in order to transport supplies. </p> <p>Fleshing out the details, the China Manned Space Agency said that the space station will function in an area of 60 sq m. The core module would be weighing 20 to 22 metric tonnes, and would be latched to two self-contained labs. </p> <p><strong> Test Operations </strong><br /> As soon as the space station would be functional, the long-term missions in orbit and also technical and science experiments would be possible.<br /> However, the director of the space agency has said that before this, they would be examining technologies in renewable life support and in-orbit refuelling.</p> <p>Xu Dazhe, general manager of China Aerospace Science and Technology Corp, added to this statement by saying that making these technologies perfect is the bottom-line for a planned station. </p> <p>First, China would be launching the Tiangong-2 space laboratory in roughly next two years. Mr. Xu also highlighted that one cargo "shuttle" and a multitude of manned spaceships would also be released to dock with the Tiangong-2 at different times. </p> <p><strong> China in Space Arena</strong></p> <p>China has become the third country to independently launch a human into space in 2003. Since then, it has been protracting its space endeavors. Last year in June, it achieved another feat as it carried out its first manual space docking. This is also a very significant step in constructing a space station.</p> <p>This story was originally published on 2013-09-27. </p> 2023 launch China China space station IAC Space Technology Top Story Sun, 26 Jan 2014 13:13:51 +0000 Neha Dutt 1701713609 at http://www.themoneytimes.com A Walk Through the Process of Applying for a Payday Online Loan http://www.themoneytimes.com/blogs/walk-through-process-applying-payday-online-loan.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/online-loan-application.gif" alt="" title="" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="244" height="204" /> </div> </div> </div> <p>Payday loans have been receiving a lot of wrap lately and for a good reason - the financial charges on a typical cash advance are rocket high - up to $50 on each $100 borrowed. But while many states are rushing to the rescue of less than well-off citizens - this is the target population, arguably, that takes out payday loans, the basic market economy laws are telling us that payday loans can be beneficial in some cases. First, on the myths. According to the Payday Loan Industry Report, an average payday loan borrower's economic profile is far from what state legislators want us to believe:</p> <p>"The estimates of income range from $20,000 to $50,000 for most borrowers. Some demographic studies indicate that nearly 50% of payday loan borrowers own their homes, and most have a high school education or more."</p> <p>I am not trying to, in any way, rehabilitate payday loans: the facts are clear on the sky high interest rates charged by many lenders, as well as some shady practices that some lenders engage in: like taking money out someone's account as a result of shady marketing practices that make people click on certain offers they do not need or realize being signed up for. There are also various scams masked as payday loans in which personal information is being harvested and then used in identity theft and other fraudulent activities. At the same time, there are many people who take advantage of payday loans regularly to leverage their personal finances. The most important problem is how to educate people about payday loans. Questions like: "Can I afford a payday loan?", "Why do I need a payday loan?" must be answered before applying for a cash advance. After that, the place where to find the loan that best suites one's financial conditions has to be decided on. Let's focus on this second part. </p> <p>It is clear that applying online can be very convenient - you do not need to run to a cash advance store, you can have your money directly transferred to your checking account overnight and you can pay off your loan conveniently online as well. But, which online loans are the best and where to avail them?</p> <p>There are a few things that everyone has to be aware of when looking for a payday loan. These are: the amount, loan term, and loan cost. You have to be comfortable with the amount, loan repayment term and the financial charges. The repayment schedule is another thing to take into account. What we at Payless Payday Loans keep hearing is that people want to take out $1000 in payday funds. Well, you should stop right there before even going any further. You should not take out a $1000 payday loan because it goes against the very purpose of payday loans. These loans are not for plugging in every hole in your budget, they are for emergencies. And if you have an emergency that needs a $1000, you need to look elsewhere. The financial charges on a $1000 payday advance may amount to about $500. So, unless you can find a cheaper loan, just forget it all. It is possible to find a cheaper loan and it is also possible to find several cheaper payday loans if you need a larger amount. Taking time and applying is necessary to keep the costs down.</p> <p>It is a good idea to go with direct payday lenders - you can see these <a href="http://www.prweb.com/releases/2011/9/prweb8815140.htm"> payday loan lenders </a> and choose direct trusted providers. You can apply to several lenders and see what they can offer in your case. You should pay attention to the terms and costs of each loan and accept it only if it won't entrap you in a debt cycle spiraling out of control. The term can be just two weeks or several months - an installment loan. Many direct lenders also offer an early repayment option so you can repay the entire loan early and save on interest charges. The cost of the loan may be high and the loanable amount low if you are a first time borrower. Thus, it makes sense to build a relationship with a lender over time which will ultimately allow you to borrow more and at lower rates. Finally, it must be said that there are no simple solutions when it comes to payday online loans, but the best piece of advice is to actually take time, compare different lenders and their offers and go with the ones that you can afford and repay on time without taking out yet another loan and falling into a debt trap.</p> <p>This story was originally published on 07/03/2012.</p> installment loan payday loans Payday Online Loan personal finances Top Story Fri, 24 Jan 2014 09:19:02 +0000 1701711585 at http://www.themoneytimes.com Personal Finance: Best 10 Ways To Earn Money On The Internet http://www.themoneytimes.com/featured/20140124/personal-finance-best-10-ways-earn-money-internet.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>With the foray of internet, about 80% of the world’s population seem to use it to earn money. This sophisticated technology has given good enough reasons to rake in money using it as a medium of communication. With thousands of people already making money, you can also join the gang and earn some hot cash. There are numerous ways through which you can earn good amount of money either full-time or part time. </p> </div> </div> </div> <p>1. Begin blogging:<br /> When you are the owner of the blog, you can easily earn some good money, as the Ad networks would allow you a fair share of revenue in the form of Google Adsense. These networks contribute greatly by placing ads of their links on your website and you would be paid for each click your reader makes in your website. </p> <p>2. Play the role of virtual assistant:</p> <p>Small business owners love to hire virtual assistants instead of full-time professionals. You can get good opportunities when you are one with this online profession. </p> <p>3. Make use of your online skills:</p> <p>Whether you have a single skill or multiple skills, you can easily create a market of your own by placing ads in the right category. </p> <p>4. Try selling through eBay:</p> <p>Ebay is a popular website that has good amount of online traffic. Find a suitable platform to sell the goods of your choice without leaving the comforts of your home. You can even get rid of the old things at your place and receive money in exchange. </p> <p>5. Sell stock photos:</p> <p>There is a growing demand for stock photography these days. The craze is owing to the high-level growth experienced by the online media. When you sell stock photos under different categories, it will make you richer!</p> <p>6. Sponsored tweets:</p> <p>If you wish to use some hot cash on twitter, you can make use of sponsoredtweets.com to invite ads and charge for them on a periodical basis.</p> <p>7. Try to sell affiliate products:</p> <p>When you have a burning passion for sales then try selling affiliate products. You can also seek the assistance of Amazon to make sure that the affiliate programs are fine. </p> <p>8. Author an eBook:</p> <p>If you love writing, make sure you pen it down as an e-book to earn some hot cash. There is no need to have your own site to promote it as you can find some top websites that would offer you 70% when your eBook is sold. </p> <p>9. Mobile App tester:</p> <p>Carve a niche of your own by establishing your reputation as app tester for iPhones to find some good money. </p> <p>10. Design T-shirts:</p> <p>When you are an artistic person, you can design funky designs in vibrant colors to make a plain T-shirt shimmer in style. You will get lots of orders to custom design the t-shirts from online buyers. </p> <p>With these top 10 ideas, you can earn good amount of money through online websites and stay busy all day. </p> <p>This story was originally published on 14/11/2013. </p> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/nn.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="101" /> </div> </div> </div> Business Earn Money internet online Personal Finance Technology Top Story Fri, 24 Jan 2014 08:07:46 +0000 dhivya 1701713712 at http://www.themoneytimes.com US college student builds affordable 3D printer http://www.themoneytimes.com/featured/20140122/us-college-student-builds-affordable-3d-printer-id-1701713769.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Shai Schechter, a student from Purchase College, State University of New York, has built a simple and affordable 3D printer that costs just one third when compared to the price of a 3D printer, conventional model. The student has developed the low cost printing device by name, Deltaprintr. </p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/dd.png" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="142" /> </div> </div> </div> <p>Schechter said that though their college had a 3D printer that was a laser and powder based, it required them to spend US $500 for purchasing a bucket of powder that can offer just one or two prints. Schechter also added that the 3D printer at college was seldom used as it was so expensive and many classes were not offered in the curriculum. </p> <p>He then sought the advice of his sculpture professor on developing a new <a href="http://www.themoneytimes.com/node/1701713612">3D printer</a> that can be built with plastic and also had good help from his three friends. Along with his business partners, Schechter launched a campaign to kick-start the awareness about low cost printer and its innovative design to the masses. The Deltaprintr by Schechter costs just US $475 for un-assembled ones and US $685 for assembled type, which is a larger one. This is way too low when compared to the price of brand new Makerbot 3D printer that costs US $2000. </p> <p>Reports of Mashable state that the extra large (2.5 feet) version of Deltaprintr is equipped with a dual printing ability, has a diameter of 2 inches and height of 6 inches more and is available at the rate of US $705.<br /> Schechter’s Deltaprintr makes use of three stepper motors that are placed under the platform made of acrylic where the printing is performed. These motors can control the carriages by moving the hot end and this allows it to create the 3D printing of various objects. </p> <p>As the design of this innovative printer by Schechter consists of very less parts, its customers can save a lot of money as there would be no need to spend on spare replacement. The developer of Deltaprintr also added that while MakerBot makes use of belts in order to move the print head, his 3D printer uses fishing line. This allows the user to expand it to make it a bit taller by changing the rods made of aluminum. This makes it more accurate and faster than MakerBot. </p> <p>This story was originally published on 27/12/2013.</p> 3D printer affordable Deltaprintr Gadgets Gadgets Shai Schechter Top Story United States US College Student Wed, 22 Jan 2014 05:36:44 +0000 dhivya 1701713769 at http://www.themoneytimes.com Twitter does not require internet anymore! http://www.themoneytimes.com/featured/20140121/twitter-does-not-require-internet-anymore-id-1701713741.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Online microblogging service, Twitter, could soon be accessible on your mobile phone even if you do not have an active data plan. To make this possible, Twitter Inc. is reportedly planning a tie-up with a Singaporean company, U2opia.</p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/twitter_20.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="112" /> </div> </div> </div> <p>The San Francisco, California, United States-based online social networking and microblogging platform is mainly geared to increase its user base among emerging markets like India where most people use low-end and entry-level mobile phones and cannot have internet connection on their phones. </p> <p>The joint venture of U2opia Mobile and Twitter will let the mobile users access the service without the aid of a data plan on their handsets. In other words, mobile users will be able to send and read offline "tweets." </p> <p>Twitter users would need to dial a short code to receive a feed on a particular trending topic on Twitter.</p> <p>The Singapore-based company U2opia hopes to launch its Twitter service in the first quarter of 2014, Reuters quoted company Chief Executive and Co-founder Sumesh Menon as saying.</p> <p>Twitter currently has roughly 230 million users and is growing steadily in countries like Brazil, India, and Indonesia. "For a lot of end users in the emerging markets, it's going to be their first Twitter experience," Menon told Reuters. </p> <p>U2opia uses a GSM communication protocol named Unstructured Supplementary Service Data (USSD), which does not allow viewing of media files or graphical content. The service is available in 30 countries in seven international languages. The Singaporean company, which has huge markets in South America and Africa, partners with major telecom carriers like Vodafone and Telenor to make the service available in these continents. </p> <p>"USSD as a vehicle for Twitter is almost hand in glove because Twitter has by design a character limit, it's a very text-driven social network," Menon said.</p> <p>The company will localize the text messages according to the location of the user. "So somebody in Paraguay would definitely get content that would be very very localized to that market vis a vis somebody sitting in Mumbai or Bangalore," he explained.</p> <p>This story was originally published on 2013-12-06.</p> an active data plan Cell Phones India Internet Online microblogging service Singaporean telecom company Technology Top Story Twitter Twitter Inc. U2opia Tue, 21 Jan 2014 15:12:12 +0000 NeelamGoswami 1701713741 at http://www.themoneytimes.com Go grab an anti-bacterial phone case to keep your iPhone germ-free http://www.themoneytimes.com/featured/20140121/go-grab-anti-bacterial-phone-case-keep-your-iphone-germ-free-id-1701713746.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Are you a person who has an abnormal fear of dirt or germs? Do you feel compelled to sanitize your mobile phone with an alcohol swab excessively or carry your handheld device in a ziplock bag to save it from pathogens? Well, now its time to get freedom from your pathological fear of dirt and contamination!</p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/Tenerarca%20leather%20phonecases.jpg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="120" /> </div> </div> </div> <p>A USA-based company, Par'sk USA, has launched a new line of stylish anti-microbial leather phone cases which the company claims combat germs! </p> <p>According to the company, the new environmentally friendly Tenerarca cell phone cases have an inbuilt defense system that combats bacteria and electromagnetic radiation. </p> <p>As per company claims, the Tenerarca leather cases for iPhones and iPads are covered by a special kind of coating called Upskin, which is a “proprietary antibacterial, sanitizing, and negative-ion-generating technology.”</p> <p>According to a CNET report, the Upskin coating is an eco-friendly method of treating leather. The coating, it says, possesses negative-ion- generating technology that allegedly neutralizes radiation. "A Tenerarca case can eliminate up to 99.99% of harmful bacteria, not only on the electronic device but also on the user's hands," the website said.</p> <p>"Tenerarca's cases have been imbued, through an eco-friendly process, with negative-ion-emitting effects that soothe the body, the mind, and the soul," CNET quoted Eskei Park, the President of the Par'sk USA, as saying.</p> <p>The entire line of cell phone cases are made from lightweight leather. The cases also feature a flip cover, which helps users protecting their phone screen. There is a magnet that keeps the Tenerarca case in place.</p> <p>The cases are available for iPhone 4/iPhone 4S at $69; iPhone 5 and <a href="http://www.themoneytimes.com/taxonomy/term/93164">iPhone 5S</a>/<a href="http://www.themoneytimes.com/taxonomy/term/96279">iPhone 5C</a> at $75; <a href="http://www.themoneytimes.com/node/1701712099">Samsung Galaxy Note 2</a> at $85; and original iPad/iPad 2 models at $150. Smartphone users can choose from various colors, including red, camel, black, aqua green and blue. The iPhone 5S/5C users have another color option- gold.</p> <p>A small T-shaped grill on the case which fits over the ear-piece allows a user to listen a phone call while still covering the phone screen, hence cutting down on the spread of germs.</p> <p>This story was originally published on 11/12/2013.</p> anti-microbial leather phone cases cell phone cover Gadgets Gadgets iPad iPhone mobile phone Samsung Galaxy Note 2 smartphone cases Top Story United States Tue, 21 Jan 2014 09:40:49 +0000 natasha 1701713746 at http://www.themoneytimes.com Stare at your Samsung Galaxy S5 to unlock it! http://www.themoneytimes.com/featured/20140121/stare-your-samsung-galaxy-s5-unlock-it-id-1701713759.html <div class="field field-type-text field-field-teaser"> <div class="field-items"> <div class="field-item odd"> <p>Can you unlock your smartphone without touching the screen? Samsung is going to make it possible for you. Yes, the Korean smartphone mammoth is rumored to add a unique identification technology that tracks facial and eye movement to unlock the smartphone device.</p> </div> </div> </div> <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/picturethumb/Samsung%20Galaxy%20S5.jpeg" alt="" title="" class="imagecache imagecache-picturethumb imagecache-default imagecache-picturethumb_default" width="180" height="120" /> </div> </div> </div> <p><a href="http://www.themoneytimes.com/node/1701713676">Samsung’s Galaxy S5</a> phone is still months away from launch and rumors have already begun doing rounds about the expected features of the upcoming Samsung flagship. Strong speculations have been rife for quite some time about a metal body and 64-bit processor Samsung is preparing to put into its latest lineup of smartphones.</p> <p>The newest in the row is that Samsung Galaxy S5 will most likely come with a retina (eye) scanner and a fingerprint reader for security. The new report comes courtesy of ZDNet Korea, which cites sources at South Korean-based electronics company. </p> <p>If true, Samsung is going to incorporate eye scanner that will use iris verification technology into its smartphone range next year. With this new eye-scanning capability in their phone, the users can unlock their smartphone with an eye scan. </p> <p>Although the iris identification technology tends to be rather expensive, it is said to be more secure than the 'Fingerprint to Unlock' technology Apple Inc uses in its Apple <a href="http://www.themoneytimes.com/taxonomy/term/93164">iPhone 5S</a> and <a href="http://www.pinterest.com/themoneytimes/iphonesamsunghtclatestest-mobile-phones-news/">HTC</a> in its One Max.</p> <p>Samsung, the world’s largest smartphone maker, already launched their current flagship, <a href="http://www.themoneytimes.com/node/1701713142">Samsung Galaxy S4</a>, with the retina tracker which recognizes your eye and face movements and starts/pauses a video when your eyes are moved away from the screen. It is only now that Samsung is planning to launch the retina scanner to unlock the device. </p> <p>According to the ZDNet report, Samsung is applying the high-quality ‘first QHD’ (2560x1440 pixels) resolution, which is four times the pixels a 720p (qHD) display packs, as a main technology into its Galaxy smartphone. The upcoming QHD screen is also sharper than today's Full HD panels, thanks to its higher pixels ratio.</p> <p>The other rumored specifications of the upcoming next-gen smartphone series include 64-bit processor, a 14nm 640bit Exynos 6 CPU, 5.25-inch touchscreen, 16MP Isocell camera, Android 4.4 operating system and a metal body.</p> <p>Samsung is expected to launch its Galaxy S5 smartphone range in Mobile World Congress expo in February 2014.</p> <p>Originally published on 2013-12-18 </p> fingerprint reader Gadgets Korea Korean smartphone company retina (eye) scanner Samsung Samsung’s Galaxy S5 Technology Top Story tracks facial and eye movement unique identification technology unlock smartphone upcoming Samsung smartphone range without touching the screen Tue, 21 Jan 2014 06:59:21 +0000 Natalie James 1701713759 at http://www.themoneytimes.com