Personal Finance

Thinking of Affiliate Marketing? Beware of Scams

Internet Affiliate Marketing (IAM) is a widely popular and profitable business concept on the Web. It is a primarily a fusion of merchants and an affiliate’s service network or Web site.

Money Pledges for 2011

Even small changes in your money behavior can help you attain a better financial position. The Money Times suggests some money resolutions, capable of changing your money status this year.

5 Financial Moves Before End of 2010

Its official now that 2011 is going to cost you more money than this year. So, why wait? Get going before the new tax regime gets declared by the Congress.

Red ink rising at pension guarantee agency

Washington -- The U.S. agency that guarantees pensions for 44 million people has seen its deficit triple to a record $33.5 billion, officials said Wednesday.

It took just since last October for the situation to develop at the Pension Benefit Guaranty Corp. as more U.S. corporations go into bankruptcy under the weight of the recession, The New York Times reported.

The agency is not in any immediate crisis, since it has assets of $56 billion and its obligations are spread out over the coming decades. It is paying about $4.3 billion a year to about 640,000 beneficiaries.

5 Smart Ways to Save on Household Expenses

All of us like to live well, one of the reasons we find the household-related expenses on the steeper side with passage of time. However, it is prudent to flow with the times and today, when we are in the middle of an economy in recession, it makes sense to trim household expenses so you are not left wondering how to take care of other necessities. Cost-cutting, like charity, works best when it begins at home!

Simple Ways to Augment Your Income

It is always a good feeling to see a comforting amount in your bank statements each month. However, not many of us may be holding jobs that pay out the kind of money that you could call A-one. Does that mean you cannot earn more than what your job pays you? No, because you always have the option of taking up extra jobs that pay you well without making you break into too much of a sweat.

How the Stimulus Can Make You a Millionaire

Soon, you'll be seeing a bit more money in your wallet, thanks to the government's latest stimulus package. If you play your cards right and don't just go blow it on an extra lunch or a trip to the movies, you could make yourself a millionaire over time.

Are You Saving Too Much?

Some truly shocking stats suggest that far too many Americans have saved far too little for their golden years, and now face a gruesome retirement. But several financial experts are bucking this conventional wisdom. Surprisingly, they argue that we might be saving too much for retirement.

Don't Sell Without Reading This First

What's your biggest obstacle when it comes to making money in the stock market?

If you're like us, you want to blame the folks at the IRS. They tax our income, they tax our dividends, and they tax our capital gains as much as 35%.

American Funds' Newest Offering

Some mutual fund shops will throw anything at the wall to see what sticks; others carefully, strategically, and rarely produce new product offerings. American Funds definitely falls under the latter category. But this fund-industry stalwart is finally cranking up its gears, with plans to introduce its first new equity fund in almost a decade.

Is Your Password Too Good?

How do you choose a "good" password? When it comes to cyber-crooks, "good " is anything a ne'er-do-well couldn't easily guess just by, for example, combining your children's names or knowing your birthday.

5 Signs You Hold the World's Worst Credit Card

Welcome to the Daily 5, our lighthearted look at the business news that amuses us.