Miami -- Health insurance company guidelines urge brokers to reject applicants with a wide range of pre-existing conditions, The Miami Herald reported Sunday.
The guidelines are confidential, but the newspaper said it was able to find several posted on the Internet, and they reveal that insurers advise rejecting applicants with diabetes, hepatitis C, multiple sclerosis, schizophrenia, quadriplegia, Parkinson's disease and AIDS/HIV, among many other conditions.
They also recommended automatic rejection of applicants with gallstones, rheumatoid arthritis, alcohol-related problems, chronic bronchitis, severe migraines, those with a cardiac pacemaker installed within the last two years and people who take a wide range of prescription drugs.
