Banks would be unwilling to consolidate a personal loan and a home loan because the interest rates and risks are different.
Personal loans carry a higher rate because these do not have a collateral. Home loans are available at a lower rate because these are secured by the home you purchase using the loan.
Banks may be willing to consider the two loans separately, and you take a home loan without any reference to the personal loans you already have.
If you have already obtained
If you have already obtained the home loan,you may be able to open a home equity line of credit and use that for the personal loan.
ANSWER TO ABOVE
IF U GO IN DETAIL SEARCH U WOULD COME TO KNOW THAT ALMOST EACH AND EVERY BANK GOES FOR THE HOME LOAN THE ONLY THING TO OBSERVE IS THE RATE OF INTEREST
SO WATCH OUT AND SELECT THE BANK
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