Loans are not going to help you

Our household income used to be plenty for us untill few months back but now its just hand to mouth situation. We loose more than 50% of our household incocme in loan installments and emi's.

At times, I think, we just went in for too many loans at same time. Car loan, home loan and A/C on installments, just seems alot to pay for.
So, my advise is before you go for loans, ensure your household income will be sufficient to help you meet your needs.

learn from my experience.