In an already tight financial condition it indeed seems difficult to shell-out for the purpose of charity. But, there is always a way out if you’ve decided you must.
Spiritual Side of Charity
1 Every human is believed to have a spiritual bank balance comprising of ‘Good Karmas’ and ‘Bad Karmas’.
2Good karmas bring you good luck and vice versa.
3 However, unlike accountancy where the debit and credit balances are supposed to be equal, the karmic balance is inversely proportionate to each other. To put it simply, good karmas like charity increase the balance of good karmas and decrease that of bad karmas.
4 Hence, a easy way of converting your bad luck into good luck is to work for charity. Physical charity is just one way of donating. You can display your generosity by the way of being good natured to others as well. Another way is sharing your knowledge with others.
5 It is also possible to maneuver the benefits brought about by charity. This is possible by doing to others what you want to happen to you. For example, if you want good health, donate to hospitals or other health care organizations, if you want knowledge; donate to organizations working to educate the underprivileged, and so on.
Donating is not only a way of ensuring that the less fortunate ones lead a better life, but is also immensely satisfying mentally and psychologically. Here are a few tips that can be remembered while budgeting for a charitable cause:
1. How Much to Give?
You will have to begin by first figuring out how much of your money you wish to use for charity.
Whether you have a fixed yearly income or a variable one, you can start by donating a certain fixed percentage of this income, say 10 percent, in a year.
Rather than donating the entire amount in one go, it will be more helpful if you can distribute the entire amount in 12, 6 or 3 parts. This will also be much easier on your time and budget.
You can think of opening a separate bank account for the purpose of charity, or just keep the amount in your locker at home.
2. Whom to Give?
This is perhaps the most important question to consider. You can start your search by browsing online for charitable institutions in your area.
Another good idea is to look in your phone book or find out where you can volunteer in your own community, etc.
Once you have short listed a couple of institutes, you will have to physically visit each one of them to zero down your search to the one you would like to work for.
Now is the time to compare and contrast each institute’s needs with the time and resources at your hand.
Whichever institute you choose, make sure that it is in serious need of help. There is no point donating stuff or money to an organization, however reputed, if it already has help in surplus.
3.What Can You Donate?
What you should donate should depend upon the kind of institute you are serving.
Ideally, you should be able to donate age appropriate clothes, toys, utensils, books, groceries, goods of personal hygiene and toiletries, games, blankets, etc., depending upon the kind of people who reside there.
You could also consider donating your time if you are short of money. Spending some quality time with the residents of the old age homes or orphanages, hospitals or nursing homes is a good way of donation too.
There are scores of things that you can do with them depending on the age and the condition of the residents.
As far as possible, refrain from donating money or cash directly. This is so because, you cannot keep a track of whether or not the money will be used worthily.
You can shop for supplies during sales or with wholesalers, to be able to give away maximum at your predetermined budget.
Once a year, you can also collect spare supplies from your neighborhood and pass it on to the needy.
You don't need too many finances to work for charity. What you do need is the willingness to do so.