Dear Mrs. Riches:
My kid has been in college just under three weeks and he's already broke. Our deal was that he'd save up money from his summer job to pay for miscellaneous spending, as well as getting a part-time job on campus this year; I'd kick in for the big expenses like books, clothes, the meal plan, tuition, medical expenses, etc. Now he says that his classes are too hard for him to work. "If I work, my grades will go down." And the summer money he was supposed to be saving up? "It was only, like, $500 by the end of the summer. Besides, college is