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Understanding Credit Card Reward Programs

Sun, 01/02/2011 - 16:04 by Gauri Retarekar

Typically, credit-card companies try to lure their customers by linking their credit-card purchases to certain attractions or benefits. These reward programs are therefore extremely desirable even from the customers’ point of view, provided a little vigilance and prudence is used while choosing them.

Planning to Reduce Your Debt? Get Practical

Sat, 10/02/2010 - 11:50 by Anonymous

If you are determined to reduce your debt and are serious about this, it pays to get practical. Look at your budget and figure out exactly how you can make the best use of your monthly income.

The Debit Card vs Credit Card

Tue, 09/28/2010 - 12:46 by Gunjan Mehra

Although, there are many alternatives to cash like the credit and the debit cards, the common man is yet to understand the nitty-gritty involved in their usage.

Building a Desirable Credit Score

Sun, 09/26/2010 - 15:33 by Gauri Retarekar

It is your credit score that will eventually determine your credit worthiness and make your access to loans and other kinds of financial instruments either easy or difficult.

7 Ways to Shun Credit Card Debt

Mon, 08/16/2010 - 10:42 by Gunjan Mehra

For a shopping freak, credit cards might be the invention of the millennium, but this instrument needs to be handled wisely so-as-to reap its benefits for a long time to come.

Getting a Travel Card? Watch Out For These

Thu, 07/22/2010 - 14:49 by Anonymous
When traveling around the world the last thing you want to think about is money. Unfortunately, the dirty little paper notes, coins, and plastic cards are what takes us to our dream destinations.

Credit Cards: Still No Sign of Recovery

Fri, 09/25/2009 - 02:51 by Morgan Housel

Moody's released an industrywide report on credit card quality earlier this week, and there's really only one takeaway from it: There's no recovery in the credit card industry.

Top 5 Credit Card Myths

Fri, 07/31/2009 - 13:58 by jagmeetgill

Credit card issuers generally do not disclose much information about their product. There are many myths about credit cards in the market, and believing in one can cost you dearly. The best thing to do? Know these myths and get wiser.

Cancel Credit Cards Very, Very Carefully

Fri, 07/17/2009 - 23:47 by Dayana Yochim

With all the controversy surrounding consumers' dependence on credit, it's only natural to think that you'd be better off with fewer cards weighing down your wallet.

5 Tips for Credit Card Management

Thu, 06/18/2009 - 17:09 by Jaspreet Virk

With their tremendous financial benefits, credit cards have revolutionized the American way of life. Their universal application has done away with the need to carry cash or sign check books for every single purchase. But their successful application calls for certain precautions.

Sell Visa. Now.

Thu, 06/11/2009 - 01:21 by Morgan Housel

Let me get one thing out in front: Visa (NYSE: V) is a phenomenal company. I mean really, really good. High-quality. Strong moat. Well-managed. Sturdy balance sheet. The works. It's the epitome of what you should look for in long-term investments.

Curious Numbers for Credit Cards

Fri, 05/22/2009 - 13:06 by Morgan Housel

The Federal Reserve released its monthly minutes yesterday, and for the first time in recent memory, some parts of the outlook were fairly chipper. "Financial market conditions," it states, have "generally strengthened, and surveys and anecdotal reports pointed to a pickup in household and business confidence."