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Maximise your returns with Money Market Instruments & Certificate of Deposits
by Rajbir - May 19, 2007 - 4 comments
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I prefer Bromoney when
I prefer Bromoney when looking at CD rates over bankaholic.
Chapaev
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Don't forget money market funds too
I agree that www.bankaholic.com is a great site. Bankrate.com has more information, but it's very difficult to navigate. I'd suggest sticking with money market mutual funds, even over internet bank money market deposit and savings accounts. While a handful of banks are paying higher rates than the top money funds, banks' historically have underperformed money market funds. Most banks will temporarily offer high rates in order to draw investors in, then they will hope savers don't notice when they later fail to keep pace with market rates. Money funds follow the Fed, taking the rate decision away from someone who makes more money when paying a lower rate.
Check out our site at http://www.cranedata.us, where we show the top 5 money funds and top 5 bank savings. (No CDs though, we don't consider these "cash" because they're not liquid.)
Sincerely,
Pete Crane
Editor, Money Fund Intelligence
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