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The Money Times blogs http://www.themoneytimes.com/blog en A Walk Through the Process of Applying for a Payday Online Loan http://www.themoneytimes.com/blogs/walk-through-process-applying-payday-online-loan.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/online-loan-application.gif" alt="" title="" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="244" height="204" /> </div> </div> </div> <p>Payday loans have been receiving a lot of wrap lately and for a good reason - the financial charges on a typical cash advance are rocket high - up to $50 on each $100 borrowed. But while many states are rushing to the rescue of less than well-off citizens - this is the target population, arguably, that takes out payday loans, the basic market economy laws are telling us that payday loans can be beneficial in some cases. First, on the myths. According to the Payday Loan Industry Report, an average payday loan borrower's economic profile is far from what state legislators want us to believe:</p> <p>"The estimates of income range from $20,000 to $50,000 for most borrowers. Some demographic studies indicate that nearly 50% of payday loan borrowers own their homes, and most have a high school education or more."</p> <p>I am not trying to, in any way, rehabilitate payday loans: the facts are clear on the sky high interest rates charged by many lenders, as well as some shady practices that some lenders engage in: like taking money out someone's account as a result of shady marketing practices that make people click on certain offers they do not need or realize being signed up for. There are also various scams masked as payday loans in which personal information is being harvested and then used in identity theft and other fraudulent activities. At the same time, there are many people who take advantage of payday loans regularly to leverage their personal finances. The most important problem is how to educate people about payday loans. Questions like: "Can I afford a payday loan?", "Why do I need a payday loan?" must be answered before applying for a cash advance. After that, the place where to find the loan that best suites one's financial conditions has to be decided on. Let's focus on this second part. </p> <p>It is clear that applying online can be very convenient - you do not need to run to a cash advance store, you can have your money directly transferred to your checking account overnight and you can pay off your loan conveniently online as well. But, which online loans are the best and where to avail them?</p> <p>There are a few things that everyone has to be aware of when looking for a payday loan. These are: the amount, loan term, and loan cost. You have to be comfortable with the amount, loan repayment term and the financial charges. The repayment schedule is another thing to take into account. What we at Payless Payday Loans keep hearing is that people want to take out $1000 in payday funds. Well, you should stop right there before even going any further. You should not take out a $1000 payday loan because it goes against the very purpose of payday loans. These loans are not for plugging in every hole in your budget, they are for emergencies. And if you have an emergency that needs a $1000, you need to look elsewhere. The financial charges on a $1000 payday advance may amount to about $500. So, unless you can find a cheaper loan, just forget it all. It is possible to find a cheaper loan and it is also possible to find several cheaper payday loans if you need a larger amount. Taking time and applying is necessary to keep the costs down.</p> <p>It is a good idea to go with direct payday lenders - you can see these <a href="http://www.prweb.com/releases/2011/9/prweb8815140.htm"> payday loan lenders </a> and choose direct trusted providers. You can apply to several lenders and see what they can offer in your case. You should pay attention to the terms and costs of each loan and accept it only if it won't entrap you in a debt cycle spiraling out of control. The term can be just two weeks or several months - an installment loan. Many direct lenders also offer an early repayment option so you can repay the entire loan early and save on interest charges. The cost of the loan may be high and the loanable amount low if you are a first time borrower. Thus, it makes sense to build a relationship with a lender over time which will ultimately allow you to borrow more and at lower rates. Finally, it must be said that there are no simple solutions when it comes to payday online loans, but the best piece of advice is to actually take time, compare different lenders and their offers and go with the ones that you can afford and repay on time without taking out yet another loan and falling into a debt trap.</p> <p>This story was originally published on 07/03/2012.</p> installment loan payday loans Payday Online Loan personal finances Top Story Fri, 24 Jan 2014 09:19:02 +0000 1701711585 at http://www.themoneytimes.com Flipkart creates record by raising $200 million, largest in Indian e-commerce space http://www.themoneytimes.com/blogs/flipkart-creates-record-raising-200-million-largest-indian-e-commerce-space.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/image_63.jpg" alt="" title="Flipkart raises $200 million in single-largest round of funding in Indian e-commerce space" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="156" height="156" /> </div> </div> </div> <p>The mega online retail store, FlipKart is in news for raising a whopping $200 million, i.e. 1,200 Crore from its existing investors. According to the sources, this is the single largest Indian e-commerce space round of investment. </p> <p>Revealed by the sources familiar with the latest development, FlipKart is valued at $1.5 billion by the investors. </p> <p>The investors for the company has generated after almost 5 rounds of funding, a massive turn over of more than $380 million. Previously the investors, the South African Internet major, Naspers has bought out bus ticketing startup redBus, private equity firms Accel Partners and Tiger Global, and San Francisco-based family office Iconiq Capital.</p> <p><Strong>Sachin Bansal-co-founder and the CEO of FlipKart:</strong><br /> According to the co-founder and the CEO of the Online retailer, Flipkart- Sachin Bansal, this investment model was an e-commerce growth story and a major validation of the FlipKart model. </p> <p>He said, "There have been skeptics on Flipkart and Indian e-commerce. Today's development should put to rest these arguments,".</p> <p><Strong>Recent investments:</strong><br /> The massive investment and its validation received by FlipKart is an indication towards global acclamation of the interest of Indian technology startups. The other major investments are as follows:</p> <p>-In 2011, SoftBank, Japan's telecom and Internet company invested $200 million in Bangalore-based ad network Inmobi.</p> <p>-Naspers invested in redBus an estimated amount of $120 million last month. </p> <p>-In 2011, $108 million were invested on analytical services firm Mu Sigma by a consortium led by General Atlantic.</p> <p><Strong>Future plans of company turnover:</strong><br /> Currently the total amount generated by FlipKart considering it annualised run rate is over $500 million, however according to the company co-founder and the CEO, Sachin Bansal they will soon hit the $1 billion mark by 2015.</p> <p>He also confirmed that the company is not able to make profits only with the massive investments it has been making, the company would still be profitable if the huge investments were stopped. </p> <p>He said, "We can be profitable if we stop investing. But we want to be market leaders in a number of categories, and the market is almost doubling every year, so it's a strategic decision to invest. Binny (Binny Bansal, the other co-founder) and I are thinking very, very long term," </p> <p>When asked how could the money generated through profits be used, Sachin Bansal suggested that they would be used for developing emerging talent, improving the current supply chain and also investing on technology. </p> <p>He added, "One day last month we shipped 1.3 lakh items. That's 1.5 items a second, or, if you look only at daytime, about 4-5 items a second. In a few years, this will become several million shipments a day. The only way to handle that kind of volume is through automation, and that will require a lot of investment,".</p> <p>With the growing popularity of the Online retail store which originally started with selling of best seller books has now laid its hands on numerous other products too which include electronics, apparel, watches, cameras, footwear, beauty &amp; personal care, baby care and many many others.</p> <p>The company has seen a drastic increase in the number of registered subscribers from just about 2.5 Lakhs users to a massive 96 Lakhs within a span of two and a half years.</p> $200 million Flipkart Indian e-commerce space Investors Naspers Sachin Bansal Top Story Thu, 11 Jul 2013 10:59:14 +0000 Shikha.hyd 1701713326 at http://www.themoneytimes.com Hackers attack Microsoft Windows using flaw that a Google researcher discovered days ago http://www.themoneytimes.com/blogs/hackers-attack-microsoft-windows-using-flaw-google-researcher-discovered-days-ago.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/image_62.jpg" alt="" title="Hackers attack Microsoft Windows using flaw that a Google researcher discovered days ago" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="244" height="184" /> </div> </div> </div> <p>Google researcher recently discovered a bug affecting Windows which was disclosed a few days ago, now publicises the working exploit of the new flaw without contacting the software company first. </p> <p>Just few days ago, Google posted details of a flaw in Microsoft Windows which causes the PC's to crash or gain additional access rights. </p> <p><Strong>Dustin Childs acknowledged unpatched vulnerability in Windows:</strong><br /> Acknowledging the unpatched vulnerability in Windows, Dustin Childs, a spokesman for the company's security response group of Microsoft on late Wednesday reported in an email, "We are aware of claims regarding a potential issue affecting Microsoft Windows and are investigating, We have not detected any attacks against this issue, but will take appropriate action to protect our customers."</p> <p>Further questions related to the release of the patch or whether Microsoft had been aware of the vulnerability before it surfaced on the Full Disclosure security mailing list May 17, were totally avoided by Childs.</p> <p><Strong>Google Researcher-Travis Ormandy:</strong><br /> Google researcher, Travis Ormandy revealed the vulnerability disclosure on Full Disclosure, discussing the flaw in the Windows kernel driver, "Win32k.sys," in Windows 2000, XP, Vista and 7 and 8 as well as Server 2003 and 2008 and also the publishing the working exploit, releasing a patch for the flaw. </p> <p>He said, "I don't have much free time to work on silly Microsoft code, so I'm looking for ideas on how to fix the final obstacle for exploitation,". </p> <p>The release of the exploit was made by Ormandy on Sunday, three weeks after the details of the flaw were published and new ways to exploit its working with a help of a patch was released on Full Disclosure.</p> <p>The claims confirming the existence of a flaw was being investigated by Microsoft Windows. However it was later confirmed that neither any attacks were detected nor an advisory confirming the vulnerability of the attacks had been issued resulting in no fix at all.</p> <p>From the recent release by the Google researcher, Travis Ormandy, Microsoft acknowledged a bug affecting Windows, however the attacks which caused the bug was not detected as yet.</p> <p>Ormandy yet again posted to Full Disclosure on Monday stating, "I have a working exploit that grants SYSTEM on all currently supported versions of Windows,Code is available on request to students from reputable schools."</p> <p>"As far as I can tell, this code is pre-NT (20+ years) old, so remember to thank the SDL for solving security and reminding us that old code doesn't need to be reviewed ;-)," Ormandy said on Full Disclosure.</p> <p><Strong>HD Moore's say to Ormandy's release:</strong><br /> Metasploit founder and CTO of security firm Rapid7, HD Moore says, Ormandy's release of the exploit in this case was fair enough despite Micrsoft's approach.</p> <p>"Personally I think [releasing the exploit] helped. After all, Tavis published a note to the full-disclosure list a few weeks ago, and Microsoft (as well as the media) had an opportunity to respond then. It wasn't until a third-party took his proof-of-concept and released a working exploit that Tavis posted his own."</p> <p>Previously the patch or the working exploit for the flaw was released on a Chinese website before Ormandy's. Moore added that it was Travis Ormandy, who first released details of the flaw in the month of March.</p> <p>In a couple of disclosures released in the year 2010, Ormandy has released information and demonstration code before for Windows vulnerabilities.</p> <p><Strong>Andrew Storms, director of security operations at TripWire's nCircle Security</strong><br /> Andrew Storms, director of security operations at TripWire's nCircle Security said, "While the bug cannot be exploited remotely -- by sneaking attack code onto a compromised website, for example -- it still should be considered serious."</p> <p>Storm added in an email, "If you consider that it takes a number of different vulnerabilities to successfully exploit Windows or a Microsoft application, a local EoP is an important step in that chain of breaking into a Windows system,".</p> <p>"Note that one person responded to his [Full Disclosure message] requesting some code in hopes of adding it to Metasploit, So it might not be a big remote code bug, but it could be useful for attackers nonetheless.", Storms continued, referring to the popular open-source penetration testing framework used by security professionals as well as by cyber criminals.</p> <p>The disclosure timeline was set from 60 days to 7 days by Google for actively exploiting the bugs. If within this time the vendor does not have a fix, Google researchers suggested publishing mitigations which could help in disabling a service of restrict complete access to it.</p> Andrew Storm Dustin Childs Google researcher hackers attack HD Moore microsoft windows New flaw Top Story Travis Ormandy Wed, 10 Jul 2013 11:55:34 +0000 Shikha.hyd 1701713322 at http://www.themoneytimes.com Facebook introduces smartphone video-sharing to Instagram! http://www.themoneytimes.com/blogs/facebook-introduces-smartphone-video-sharing-instagram.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/Facebook%20introduces%20smartphone%20video-sharing%20to%20Instagram%21.jpg" alt="" title="" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="244" height="191" /> </div> </div> </div> <p> Seems like Facebook is on an innovative spree these days. After adding the <a href="http://www.themoneytimes.com/featured/20130620/facebook-rolls-out-new-photo-comments-feature-id-1701713248.html">photo-as-comment feature</a>, it has now moved to some drastic changes to its own popular photo-sharing app, Instagram.</p> <p> In an urge to keep up with Twitter's growing video-sharing app, Vine, Facebook is adding video to Instagram.</p> <p> Instagram co-founder Kevin Systrom said on Thursday that users will be able to record and share 15-second clips by tapping a video icon in the app. They can also apply filters to videos to add contrast, make them black and white or different hues.</p> <p> "We need to do to video what we did to photos," Instagram co-founder Kevin Systrom said while unveiling Video On Instagram at a press event at Facebook's headquarters in the Silicon Valley city of Menlo Park. "This is the same Instagram we all know and love but it moves," he added.</p> <p><strong>Keeping up with Vine</strong><br /> Vine, which launched in January, has 13 million users and lets people create and share 6-second video clips. Instagram has 100 million users, up from 20 million when Facebook bought the company more than a year ago. If users like it, Facebook's move could propel mobile video sharing into the mainstream.</p> <p> Instagram video apps tailored for iPhones and smartphones powered by Google-backed Android software feature 13 filters for special effects and post to people's Facebook pages the same way pictures do, according to Systrom. </p> <p> Instagram engineers worked with leading video scientists to develop a "cinema" feature that stabilizes shaking that is typical in smartphone video.</p> <p><strong>How to use</strong><br /> To use the video feature, Instagram users can tap on the same camera icon they use to snap photos. A new video camera icon will appear on the right side. Tap it and a screen with a red video button will let you record clips of sunsets, kids running in parks or co-workers staring at their computer screens. The app will record as long as your finger is on the red button or for 15 seconds, whichever comes first.</p> <p> Facebook acquired Instagram last year. The original price was pegged at $1 billion but the final value was less because of a decline in the social network's share price.</p> <p> Twitter earlier this year launched Vine, a service that lets people share video snippets up to six seconds long.</p> <p> It's going to be a neck-to-neck battle between the two networking giants. We as customers are are in for a treat.</p> Facebook Instagram sharing social networking Twitter video Vine Fri, 21 Jun 2013 11:39:56 +0000 Rewin Koul 1701713251 at http://www.themoneytimes.com Facebook goes down; people panic and resort to Twitter http://www.themoneytimes.com/blogs/facebook-goes-down-people-panic-and-resort-twitter.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/facebook%20goes%20down_0.jpg" alt="" title="" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="244" height="90" /> </div> </div> </div> <p> In a rather bizarre news, Facebook servers seemed to have had a crash of some sorts, as the website was down for a few minutes this morning.</p> <p> However, there is nothing to freak out folks, as the glitch has been resolved.</p> <p> Users logging in to the social network, were taken aback when they were faced with an error message instead of the plethora of posts and invitations on their walls.</p> <p> The site was down for about five minutes for some users, up to 10 minutes for others.</p> <p> However it was resolved quickly and it was back providing respite to avid facebooker.</p> <p> Facebook has apologized after its website went down, attributing the outage to an internal issue.</p> <p>"Earlier today, an internal issue in our web infrastructure caused the site to be slow or unavailable for a brief period of time," a Facebook spokesman told AAP.</p> <p>"We resolved the issue quickly, and should now be back to 100 per cent. We apologize for any inconvenience."<br /> Messages posted online, apparently linked to hacking group Anonymous, have claimed responsibility for attacking the site, but this has not been verified.</p> <p>If the outage was orchestrated by Anonymous, it's possible it was an attack over Facebook's involvement in the US National Security Administration data-mining scandal.</p> <p>The social network revealed last week it had received between 9000 and 10,000 user-data requests from US government entities. </p> <p>BuzzFeed recently put together a summary of the Internet in 60 seconds, estimating that more than 208,000 photos were uploaded to Facebook and more than 1,875,000 posts were liked.</p> <p>By that we infer that in the 5-10 minutes that passed without facebook, 1,041,500 photos have gone un-uploaded, and 9,375,000 posts went un-liked.<br /> Sounds horrific, doesn't it?</p> <p>Desperate Facebookers turned to Twitter to find out if the outage was affecting anyone else; with tweets ranging from the dramatic: "the end is near, Facebook is down." to the rather blunt: "While Facebook is down, all you're missing is that a friend you haven't seen since 3rd grade posted a new photo of her kids."</p> <p>Seems like all we need nowadays is to let all our thoughts flow directly from our brains to the welcoming walls of facebook and twitter. Presumably the "world" is indeed coming to an end giving birth to another "virtual world".</p> <p>Oh! I just got a notification. </p> Facebook server social networking Twitter Wed, 19 Jun 2013 08:50:15 +0000 Rewin Koul 1701713246 at http://www.themoneytimes.com Internet speed to get doubled, courtesy Cisco http://www.themoneytimes.com/blogs/internet-speed-get-doubled-courtesy-cisco.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/cisco%20doubles%20speed.jpg" alt="" title="" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="244" height="184" /> </div> </div> </div> <p>How many time shave you complained about slow internet? Chances are, almost always.</p> <p>Well, that won't be the case any time soon.</p> <p>Cisco recently shared their plans of doubling internet speed in the near future. The tech company came up with this solution to enable wireless carriers and internet search providers to manage the in-demand need for video streams, social networks, and app downloads.</p> <p><strong> New Specifications</strong></p> <p>The new core router technology, known as "CRS-X," will provide speeds of 400 Gigabits per second -- and that's just for one slot on the router's rack. Each rack is scalable up to 6.4 Terabits per second, and the entire CRS-X system is capable of nearly 1 Petabit per second if multiple racks are set up in tandem.</p> <p>That is insanely fast ; double anything that currently exists on the market.</p> <p>A single CRS-X rack will be able to provide streaming HD video to every New<br /> Yorker simultaneously, Cisco claims. A full, multichassis setup is capable of downloading the entire printed collection of the Library of Congress in a split second and can stream every movie ever created in about a minute.</p> <p>Core routers sit at the epicenter of the Internet, serving as the traffic cops at the biggest intersections on the busiest data highways. They connect visitors' requests to sites like Google , Netflix and Facebook and they send data back to the right place in return.</p> <p>They're a crucial part of the Internet backbone, and one that Cisco has a comfortable lead in. Cisco has 750 CRS customers, selling 10,000 systems to date, and it commands a roughly 65% share of the core routing market. That's more than double No. 2 Juniper's (JNPR) share.</p> <p><strong>The Future</strong></p> <p>Cisco says the CRS-X will help customers prepare for the "Internet of Everything," a much-discussed (but yet-to-arrive) world in which household items, cars and even clothing will connect to the Internet. Instead of connecting 4 million devices simultaneously, carriers and ISPs may soon need to connect 40 million items at the same time.</p> <p>Though the CRS-X won't go on sale until the fall or even begin shipping until<br /> the end of 2013, customers are already saying they're impressed. Mike Haberman, vice president of network operations at Verizon (VZ, Fortune 500) Wireless said the new CRS system will help the nation's largest wireless provider meet its service demands "well into the future." </p> <p>If Internet traffic is going to triple over the next five years, as Cisco predicts, we're gonna need a bigger boat.</p> <p>Well, thank you Cisco! S7JTV3JR9ZS6</p> Cisco internet speed video streaming Thu, 13 Jun 2013 10:19:37 +0000 Rewin Koul 1701713232 at http://www.themoneytimes.com White label SEO reseller programs for revenue growth in 2012 http://www.themoneytimes.com/blogs/white-label-seo-reseller-programs-revenue-growth-2012.html <p>These are difficult times and many small businesses are experiencing a significant slow-down.</p> <p><a href="http://www.themoneytimes.com/blogs/white-label-seo-reseller-programs-revenue-growth-2012.html" target="_blank">read more</a></p> Wed, 25 Jan 2012 05:47:31 +0000 1701711526 at http://www.themoneytimes.com Euro Debt Crisis: What Led to It? http://www.themoneytimes.com/blogs/euro-debt-crisis-what-led-it.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/comex-gold-silver-rise.jpg" alt="" title="" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="244" height="164" /> </div> </div> </div> <p>The U.S.</p> <p><a href="http://www.themoneytimes.com/blogs/euro-debt-crisis-what-led-it.html" target="_blank">read more</a></p> euro European banking sector European crisis European Union financial crisis fiscal deficit fragile economy France free trade zone Germany Global downturn Greece Ireland Italy recession Top Story US Sat, 24 Sep 2011 09:38:09 +0000 Manisha Mishra 1701711211 at http://www.themoneytimes.com 5 free fun things you can do this summer with your family http://www.themoneytimes.com/blogs/5-free-fun-things-you-can-do-summer-your-family.html <div class="field field-type-filefield field-field-image"> <div class="field-items"> <div class="field-item odd"> <img src="http://www.themoneytimes.com/files/imagecache/250width/1013950_dave_and_me_0.jpg" alt="" title="" class="imagecache imagecache-250width imagecache-default imagecache-250width_default" width="244" height="170" /> </div> </div> </div> <p> With the school holidays looming and the pennies a pinching, parents all over the country will be </p> <p><a href="http://www.themoneytimes.com/blogs/5-free-fun-things-you-can-do-summer-your-family.html" target="_blank">read more</a></p> save money take kids out Fri, 15 Jul 2011 04:43:30 +0000 Nadeem 1701710780 at http://www.themoneytimes.com Why offshore savings accounts are popular with expats http://www.themoneytimes.com/blogs/why-offshore-savings-accounts-are-popular-expats.html <p>The terms offshore savings and expats for many of us are words we are familiar with but know very li</p> <p><a href="http://www.themoneytimes.com/blogs/why-offshore-savings-accounts-are-popular-expats.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/why-offshore-savings-accounts-are-popular-expats.html#comments Offshore savings Wed, 15 Sep 2010 12:35:54 +0000 Salil Aggarwal 128382 at http://www.themoneytimes.com Indian Pathetic League http://www.themoneytimes.com/blogs/indian-pathetic-league.html <p>For the better future of cricket and Indians, I request the authorities to terminate the IPL. Or else both the game as well as the Indian social life will be destroyed.</p> <p>The multinationals look at India as a venue for their marketing. We know that cricket is a just a game and should not be considered as a means for financial gains. </p> <p><a href="http://www.themoneytimes.com/blogs/indian-pathetic-league.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/indian-pathetic-league.html#comments indian cricket Top Story Sun, 18 Apr 2010 07:03:55 +0000 rajivkapoor 108761 at http://www.themoneytimes.com Unable to determine best mobile broadband deal? Here's a solution http://www.themoneytimes.com/blogs/unable-determine-best-mobile-broadband-deal-here039s-solution.html <p>Think of mobile dongles and the first thing that will come to your mind is access to internet on the move. Isn’t it?</p> <p>At a time when we want to have access to internet anywhere and everywhere, nothing can surpass a mobile broadband connection.</p> <p>The speed of mobile internet is a little slower than fixed broadband, but the fact that we no longer have to restrict ourselves to a particular place, like only home or office, to access internet definitely offsets this disadvantage.</p> <p><a href="http://www.themoneytimes.com/blogs/unable-determine-best-mobile-broadband-deal-here039s-solution.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/unable-determine-best-mobile-broadband-deal-here039s-solution.html#comments 3G mobile internet broadband Broadband Expert connection internet mobile broadband mobile dongle Wed, 14 Apr 2010 12:03:13 +0000 Jaspreet Virk 108190 at http://www.themoneytimes.com Thinking Online Casinos? Here's Something http://www.themoneytimes.com/blogs/thinking-online-casinos-here039s-something.html <p>You know what I like best about online casinos? It is the fact that they have done away with the need of physically being present in a casino. I’m sure that even you will agree with this.</p> <p>At a time, when you don’t want to waste time traveling to and fro a casino but would nonetheless like the excitement and rush of adrenalin a casino offers, online casinos are indeed the best option. </p> <p>The web has indeed made it easy for us to sit back at home and visit casinos online. But there is so much information on the web that it is a difficult task to determine which are the best online casinos.</p> <p><a href="http://www.themoneytimes.com/blogs/thinking-online-casinos-here039s-something.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/thinking-online-casinos-here039s-something.html#comments casino casino news CasinoAdvisor forums gambling online games sections Sat, 10 Apr 2010 10:07:51 +0000 Jaspreet Virk 107508 at http://www.themoneytimes.com Use of Social Networking Sites for Business http://www.themoneytimes.com/blogs/use-social-networking-sites-business.html <p>Since there is a lot of buzz about social networks these days, business owners must be quick and join a network pronto, and not just for socializing.</p> <p>The common belief for such sites is that they are mainly focused to create online friends and develop relationships. However, that is not true. Facebook, MySpace, Twitter, Spoke, and LinkedIn etc. are also designed for business owners. </p> <p><a href="http://www.themoneytimes.com/blogs/use-social-networking-sites-business.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/use-social-networking-sites-business.html#comments Business Community Facebook Friends group Industry LinkedIn MySpace network sites Spoke Top Story Twitter Thu, 07 Jan 2010 04:49:18 +0000 Ishita Sood 96201 at http://www.themoneytimes.com Hail the Masses! http://www.themoneytimes.com/blogs/hail-masses.html <p><strong>Movies can move the masses, all right.</strong></p> <p><a href="http://www.themoneytimes.com/blogs/hail-masses.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/hail-masses.html#comments Brad Pitt Celebrities crowd crowd mentality Hero-worship masses Masses' mentality Movie star Movies Moviestar Top Story Sun, 03 Jan 2010 05:54:01 +0000 Harpreet Bhagrath 95786 at http://www.themoneytimes.com Tips on Blog Writing http://www.themoneytimes.com/blogs/tips-blog-writing.html <p>Blog writing is one of the most upcoming styles of writing these days. A blog gives a chance to write whatever you want in your own special way. With a blog, you can make your voice easily heard. Blogs give web presence to the blogger and greatly help in interaction.</p> <p>Blog writing is not specific to any topic. One can talk about just about anything under the sun. Blog is an informal way of writing, like a conversation put into writing.</p> <p>I would recommend a few tips for starters to keep in mind while blogging.</p> <p><a href="http://www.themoneytimes.com/blogs/tips-blog-writing.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/tips-blog-writing.html#comments blog comment create elements grammar informal interaction readers spelling Top Story topic writers Sat, 02 Jan 2010 04:34:42 +0000 Ishita Sood 95733 at http://www.themoneytimes.com Interview Tips for Employers http://www.themoneytimes.com/blogs/interview-tips-employers.html <p>An interview offers an opportunity to evaluate and know about a prospective employee. It helps to explore a potential candidate’s motivation level, ability to work in a team, and other personal traits.</p> <p>Every business should know what it wants from a prospective employee and conduct interviews accordingly. I would suggest a few points here which must always be kept in mind. </p> <p>It is a good idea to be prepared before interviewing any shortlisted employee. Keeping the interviews on the same day is a good idea as it saves lot of time and effort. </p> <p><a href="http://www.themoneytimes.com/blogs/interview-tips-employers.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/interview-tips-employers.html#comments Business candidate employee employer human resources interview investment banking job organization position Top Story traits Wed, 30 Dec 2009 10:27:09 +0000 Ishita Sood 95499 at http://www.themoneytimes.com New Year Resolutions for Entrepreneurs http://www.themoneytimes.com/blogs/new-year-resolutions-entrepreneurs.html <p>New Year is a great time to start afresh, and as an entrepreneur, it is vital to set goals and make resolutions for the year ahead. </p> <p>Since the responsibility of business falls on you, the entrepreneur, I would suggest starting the year by creating and refining goals. Also, reminding yourself of the existing business goals and objectives constantly is a good way to align your thoughts and actions. </p> <p><a href="http://www.themoneytimes.com/blogs/new-year-resolutions-entrepreneurs.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/new-year-resolutions-entrepreneurs.html#comments Business Community courses entrepreneur forums goals Goodwill managing negativity new year people road society successful Top Story Mon, 28 Dec 2009 12:14:49 +0000 Ishita Sood 95284 at http://www.themoneytimes.com Boeing 787 Dreamliner Makes Makers Proud http://www.themoneytimes.com/blogs/boeing-787-dreamliner-makes-makers-proud.html <p>Boeing 787-8 Dreamliner took the much anticipated flight in Seattle earlier this month. </p> <p>A midsized wide body aircraft developed by Boeing Commercial Airplanes, Boeing can seat approximately 330 passengers. Boeing 787 model is said to be the most fuel-efficient commercial aircraft of the world till date. </p> <p>The airlines made history when 840 of its aircrafts were ordered by 54 customers around the world, making it the fastest-selling new commercial jetliner.</p> <p><a href="http://www.themoneytimes.com/blogs/boeing-787-dreamliner-makes-makers-proud.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/boeing-787-dreamliner-makes-makers-proud.html#comments 787-8 Dreamliner aerospace Airbus A350 airplane Boeing commercial Environment fliht HCL India jetliner launch Mike Bair Revenue Tata Top Story version windows Sun, 27 Dec 2009 09:15:30 +0000 Ishita Sood 95221 at http://www.themoneytimes.com Toyota's Hybrid Car Cares http://www.themoneytimes.com/blogs/toyotas-hybrid-car-cares.html <p><strong>As people become more aware and conscious of environmental issues, Toyota, to put in its mite, has launched a model that takes extra care of the environment.</strong> </p> <p>The Japanese company launched its new model Sai Hybrid Sedan this month. </p> <p>The Sai, which was recently launched in Japan, will be introduced to the rest of the world after 2010. It is known to be one of the best hybrid cars of all times. </p> <p><a href="http://www.themoneytimes.com/blogs/toyotas-hybrid-car-cares.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/toyotas-hybrid-car-cares.html#comments auto Car comsumers crisis enerhgy engine financial horsepower hybrid Japan Korea launches Lexus HS250 model redesign sai society talent temperature Top Story torque Toyota world Yen Yokitoshi Funo Sat, 26 Dec 2009 07:32:16 +0000 Barbara Watson 95161 at http://www.themoneytimes.com Volvo Goes to Geely http://www.themoneytimes.com/blogs/volvo-goes-geely.html <p><strong>Ford announced this week that it would be selling its Swedish brand Volvo to Chinese automaker Geely, emphasizing China’s growing hold in the global auto industry.</strong></p> <p>Ford confirmed its terms with Zhejiang Geely Holding Group Co. Ltd., and said that all “substantive commercial terms” have been settled. Now all that is left is a sales agreement, which is expected to be signed in the first quarter of 2010. The final closing of the deal is expected for the second quarter. </p> <p><a href="http://www.themoneytimes.com/blogs/volvo-goes-geely.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/volvo-goes-geely.html#comments Acquisition agreement auto Car China Chinese deal Ford global Henry Ford Industry Market shareholding Swedish Top Story US vehicles Volvo Thu, 24 Dec 2009 07:41:22 +0000 Ishita Sood 95050 at http://www.themoneytimes.com Employee Retention Amid Recession http://www.themoneytimes.com/blogs/employee-retention-amid-recession.html <p><strong>While a small business, seeing red in the recession, might already be shortlisting the dubious employees and making plans accordingly, these are actually the best times to strengthen relationships with employees.</strong></p> <p>The recession is a time of mounting unemployment, mourning workers, costly training and low profits—a time when employee retention is of critical importance. </p> <p><a href="http://www.themoneytimes.com/blogs/employee-retention-amid-recession.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/employee-retention-amid-recession.html#comments boss employee employer importance loyalty manager pay Profits recession retain salary Top Story trust work Wed, 23 Dec 2009 10:35:42 +0000 Ishita Sood 94948 at http://www.themoneytimes.com Cash for Clunkers Boosts Q3 GDP Growth http://www.themoneytimes.com/blogs/cash-clunkers-boosts-q3-gdp-growth.html <p>The third quarter GDP result is out, and even though figures are not that impressive, they are definitely positive compared to the previous four negative quarters. </p> <p>GDP growth in the third quarter stands at 2.2 percent, to which the maximum contribution came from the Cash for Clunkers program. </p> <p>Also known as the Car Allowance Rebate System, the Cash for Clunkers is a $3 billion federal program given to the U.S. residents for purchase of new and efficient vehicles. </p> <p><a href="http://www.themoneytimes.com/blogs/cash-clunkers-boosts-q3-gdp-growth.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/cash-clunkers-boosts-q3-gdp-growth.html#comments Business Car Allowance Rebate System Cash for clunkers economist economy GDP Goldman Sach house IHS Global Insight t Markets Nomura securities quarter Top Story Wed, 23 Dec 2009 07:57:27 +0000 Ishita Sood 94929 at http://www.themoneytimes.com Q3 GDP growth falls to 2.8%. Is recession really receding? http://www.themoneytimes.com/blogs/q3-gdp-growth-falls-2-8-recession-really-receding.html <p>The U.S. economy is not recuperating as fast as it was supposed to said a report by the Commerce Department Tuesday.</p> <p>Gross Domestic Product --the total value of goods and services in the economy for the third quarter is reported to be only 2.8 percent compared to 3.5 percent for July-September.</p> <p><a href="http://www.themoneytimes.com/blogs/q3-gdp-growth-falls-2-8-recession-really-receding.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/q3-gdp-growth-falls-2-8-recession-really-receding.html#comments federal government GDP New York Paul Krugman PNC Financial Services The New York Times Co. Top Story U.S. Commerce Department U.S. Federal Reserve Wed, 25 Nov 2009 06:30:37 +0000 Ishita Sood 92051 at http://www.themoneytimes.com Hershey and Ferrero eye Cadbury, lack dough http://www.themoneytimes.com/blogs/hershey-and-ferrero-eye-cadbury-lack-dough.html <p>Just when Kraft Foods was in the hope of capturing Cadbury, an obstruction came in its way, in the form of Hershey Co. and Ferrero International.</p> <p>Both the companies recently confirmed that they were now in line to make offers for the $16.7 billion bid and give competition to Kraft. </p> <p>The news bought fresh optimism in the share market raising the price of Cadbury shares by 1.2 percent. Shore Capital’s Darren Shirley says, “There’ll be plenty of ups and downs for Cadbury’s shares over the coming months.”</p> <p><a href="http://www.themoneytimes.com/blogs/hershey-and-ferrero-eye-cadbury-lack-dough.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/hershey-and-ferrero-eye-cadbury-lack-dough.html#comments Cadbury Ferrero Hershey Kraft Foods Inc. london Top Story Thu, 19 Nov 2009 08:41:36 +0000 Ishita Sood 91424 at http://www.themoneytimes.com 7 things not to do when you look for advertisers online http://www.themoneytimes.com/blogs/7-things-not-do-when-you-look-advertisers-online.html <p>Here are a few things which one should not do when you start selling ads directly. </p> <p><strong>1. Faking is bad:</strong> When giving out traffic details, DO NOT inflate them. Your client might find it out from your alexa ranking, activity on site or so many other independent rating agencies. Even if he does not, he will get to know the truth once he becomes your advertiser. Not a very good position to be in.</p> <p><a href="http://www.themoneytimes.com/blogs/7-things-not-do-when-you-look-advertisers-online.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/7-things-not-do-when-you-look-advertisers-online.html#comments online advertising online business selling ads start business Top Story Tue, 22 Sep 2009 10:00:36 +0000 Sham Kamboj 84859 at http://www.themoneytimes.com Organ Donation, Blankets, and Cockroaches http://www.themoneytimes.com/blogs/organ-donation-blankets-and-cockroaches.html <p><strong>So the Chinese are devising a nationwide organ-donation system, I hear. This they are doing to put the practice of harvesting organs from executed prisoners to rest.</strong></p> <p><a href="http://www.themoneytimes.com/featured/20090828/china-donor-program-end-reliance-prisoners-organs-id-1081710.html">Click here to read the relevant story.</a></p> <p><a href="http://www.themoneytimes.com/blogs/organ-donation-blankets-and-cockroaches.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/organ-donation-blankets-and-cockroaches.html#comments Chinese prisons inmates Organ donation Prison Break Top Story Fri, 28 Aug 2009 09:53:19 +0000 Harpreet Bhagrath 81709 at http://www.themoneytimes.com Internal linking improves traffic http://www.themoneytimes.com/blogs/internal-linking-improves-traffic.html <p>There are a lot of things which as a webmaster or blogger you need to do in addition to producing quality content. Link building is one of them, and its like spreading the word on the internet about the stuff you are publishing. Each link to your site virtually counts as a vote of confidence for your site or page its linking to.</p> <p><a href="http://www.themoneytimes.com/blogs/internal-linking-improves-traffic.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/internal-linking-improves-traffic.html#comments increase traffic Internal Linking SEO Top Story Fri, 28 Aug 2009 04:40:30 +0000 Salinder Kumar 81696 at http://www.themoneytimes.com Our Apologies on the E-cigarette Headline http://www.themoneytimes.com/blogs/our-apologies-e-cigarette-headline.html <p>One of the news stories we covered yesterday, on FDA’s take on e-cigarettes, contains a series of errors. Miss James, the reporter, may have overlooked certain facts and distorted others. In the headline itself, which was not written by the reporter herself by the way, it was made out that, in terms of damage to health, FDA equated e-cigarettes with tobacco cigarettes. This is far from what the agency actually said. </p> <p><a href="http://www.themoneytimes.com/blogs/our-apologies-e-cigarette-headline.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/our-apologies-e-cigarette-headline.html#comments e-cigarette smoking ban Top Story Sat, 25 Jul 2009 12:42:21 +0000 Harpreet Bhagrath 77733 at http://www.themoneytimes.com A Dame and a Dog http://www.themoneytimes.com/blogs/dame-and-dog.html <p><strong>Ever been chased by a bulldog? I’ve been. Scariest thing in the world, I tell you. Though my brush with the bulldoggy took place in college days, the memory is horribly vivid. Here's what transpired...</strong> </p> <p>It was a lovely evening with lovely lasses pottering randomly around the market place. I was stationary at a popular ice-cream parlor with an old pal of mine, having licks at a cone and eyeing (not to be confused with ogling) playfully every pretty face that managed to catch my fancy. </p> <p><a href="http://www.themoneytimes.com/blogs/dame-and-dog.html" target="_blank">read more</a></p> http://www.themoneytimes.com/blogs/dame-and-dog.html#comments Beauty chase Dame Dog fear Top Story Fri, 01 May 2009 10:42:03 +0000 Harpreet Bhagrath 66119 at http://www.themoneytimes.com