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The Battle for Wachovia: Round 2
In the banking world, nothing can go right these days. Seriously, absolutely nothing.
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Are You Saving Too Much?
Some truly shocking stats suggest that far too many Americans have saved far too little for their golden years, and now face a gruesome retirement. But several financial experts are bucking this conventional wisdom. Surprisingly, they argue that we might be saving too much for retirement.
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Credit Cards have played a definite role in increasing the monthly spend of people. It sounds so good with presumable 0% finance; incentive points on shopping; and no money changing hands that you end up with feeling of getting every thing virtually for free.
If used sensibly, credit cards are a very useful tool for modern day life, but these Credit Cards are double-edged sword too. No doubt that they do help you improve your living standards, allow you the comfort of carrying minimum cash; but these cards need to be used responsibly, else you can become an out-of-control impulsive buyer.
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